To "Kimber" what you should be asking youself is this: How often does
Fascism work out for the best? Eventually there will be deaths, and it will be
government officials allowing it to go on. In this case it probably won't
be like WWII Europe, but it will be a government official saying that the
government cannot pay to keep you alive, and that the resources will be better
spent on somebody younger.
To Redshirt: What I am trying to stress is that for many people that don't
want a single payer system, the ACA is that. If it's not that to you, that
is your right. Whatever it is, it is here with the good and the bad. The website
certainly had it's struggles, but it is up now and I have personally got
health insurance on it for the first time in seven years. Because of the
struggles, people who need it have until March 31st. I know from having been a
health insurance worker that open enrollment is hard, and it couldn't have
been predicted how hard it would be to enroll the nation's uninsured.
It's easy for a person that has insurance to say that they don't like
it, but it's not accurate to do so because they don't have it. I wish
everyone well with their insurance experience and I know that the ACA experience
will improve over time. I'm glad it's here and look forward to having
insurance again.An ACA Volunteer
It would be interesting to know -- of the people who have actually enrolled and
paid a premium,How many of those are getting a gov't subsidy, and is there
going to be be enough hard working people to sign up to pay for their premium.
To "Happy Valley Heretic" you got 2 industries correct. You realize
that there is a difference between setting safety standards and dictating the
loan standards at banks. Safety standards protect the public. Lowering loan
standards puts more people in danger.Just look at your list. The 2
most regulated industries, banking and insurance, are also the most disliked.
Don't you think that it is a co-incidence?I don't know
where you get your definitions, but it is quite incorrect. According to
Webster's Dictionary fascism is "a political philosophy, movement, or
regime (as that of the Fascisti) that exalts nation and often race above the
individual and that stands for a centralized autocratic government headed by a
dictatorial leader, severe economic and social regimentation, and forcible
suppression of opposition" That doesn't exactly sound right wing,
unless you start at Communism, then I guess you could call it right wing because
it is to the right of outright communism.
@RedShirtCalTechfas·cism noun1. an authoritarian and
nationalistic right-wing system of government and social organization. "It has the government directing what and how the insurance industry is
to offer their products."How dare they set minimums to protect
the ignorant!Like minimum safety standards for:AutomobilesFoodDrugsBanksIndustryClothingMachinerySchoolsBuilding codesYep, that's fascism alright.
To "Kimber" the ACA is NOT a compromise between the free market and a
single payer system. The ACA is a very good example of Fascism. It has the
government directing what and how the insurance industry is to offer their
products. The ACA destroys innovation and creative ways that the insurance
company uses to attract more clients.For example, the catastrophic
policies that the young adults were buying fit their needs quite well.
Insurance companies created them to broaden their base. The ACA and the Obama
administration has decided that they don't like that type of policy and
have done away with it.You say you like the free market for
insurance, but think it needed regulation. The ironic thing is that all of the
problems that people see with insurance result from insurance agencies meeting
government requirements.If you think the ACA is so great, why is it
so great? The web site for getting it isn't ready (by industry standards),
is easily hacked and harvested for personal informatin. The ACA was sold as a
way of making insurance cheaper. Since when is cheaper a 43% increase in
cost?Tell us, what actually works with the ACA?
I liked the part on Red Shirt/Caltech that mentioned "why would we want a
single payer system? Do you like the DMV? Very good. But the ACA is a
compromise between what we have had and going to a single payer and I hope it
works because I like the free market place of insurance (but it sure did need
regulated). So, the ACA is a work in progress and although I'm sure that
some things will be improved on, but it is a good fair law.Have some Happy
Holidays and everyone stay well!
To "the old switcharoo" here is how I would define a "bad
solution". If the solution was promised to cut costs, but ends up costing
more (ACA has gone from $900 billion to $2.7 Trillion, and raised rates by 43%
so far). If it creates a government oversight group that determines what
procedures and treatments are allowable for which people (Independent Payment
Advisory Board was created to allow politicians and their appointees to
determine who and what gets paid for). If it gives the government more control
over private industry. If it forces people to buy something they don't
want to (35% of people with no insurance could afford it but chose not to buy
it).Why would you want a single payer system? Do you like the DMV?
Do you like giving politicians the ability to cut your healthcare out of
political spite? Do you want to add more debt to the backs of your children and
I can play with schematics as well Redshirt, You have to define "bad
solution." Personally I think single payer and countrymen not full of hate
would be a good solution but obviously anyone wearing red would disagree WITHOUT
principle since republican care - Romneycare - Obamacare was their own idea to
counter single payer Hillary-care.Republicans are like watching a 3
year old throw a tantrum because they had to eat broccoli.
Someone wanted to know the meaning of "pre-existing condition" and as a
former health insurance worker I would like to respond. A "pre-existing
condition" in the medical insurance world is when someone that has recently
got a personal plan (not usually a group plan, because those are big groups that
usually don't have those stipulations because of all the business brought
to the health plan) But a personal plan has had a lot more stipulations brought
on them. If a condition existed before the person got the plan (and if they
don't have a certificate of coverage from another plan) the insurance
company will not usually pay for that condition for at least a year. In
addition, the insurance company could (before the ACA) deny them completely from
their insurance coverage. This is what happened to me, so I am glad to have
coverage for 2014 through the ACA (but be aware they are regular plans from a
person's area through healthcare.gov or through the exchanges that most
states have available. Good Luck!
To "the old switcharoo" what do you mean by "pre-existing
conditions". Using that term incorrectly just paints you as an alarmist.
For example. If I had a broken arm, then decided to sign up for insurance, the
insurance company would have no problem selling me insurance.The
problem is NOT pre-existing conditions. The problem has been conditions that
make you uninsurable. The uninsurable problem has only become a problem as
government (state and federal) have imposed mandates on insurance companies.
For example, in the 1980's you could be diabetic and get insurance on the
individual market. By 2005, that same condition made you uninsurable.The ACA is a bad solution to a problem that government created.It
is like watching 3 year olds break a lamp then try and put it back together.
The ACA is a compromise between a pure market, for profit, system and a single
payer non-profit system. As such the ACA methodology was once endorsed by
conservative Republicans until they saw political advantage in opposing it. I
never wanted the ACA - I wanted single payer. The ACA will settle down and
people will be adapted to it for a time, but it will do little to quell the
for-profit insurance, medical, and hospital businesses' insatiable desire
for profits and inflated costs. We will get a variety of socialized health care
in time - it is the only solution.
Thanks for the positive comments, but there are also some misinformed comments
below. The reason I reason I could get the health insurance is because
"pre-existing conditions" have been done away with by the ACA. I had
them and couldn't get insurance for close to seven years. And the fact that
some peoples personal plans got cancelled is because the insurance companies
were not going to put the good and fair provisions of the law into those plans.
But people will now be given extra time on those plans (if they want). During
this next year, they will need to look for a better plan that meet the good and
fair standards of the ACA. I am excited for people like me to be able to get a
good plan (for the first time for some people). There have been untruths passed
around about the healthcare law and I hope people will study it out.Have a
I think we should all feel sorry for insurance companies.All the
billions in profit that they made. Now these poor folks have to ensure kids,
folks with a history of cancer, and poor people.How dare these folks
bother billionaires to ensure them? Go bankrupt and go away! Ba-humbug!
Didn't it bother you when you could get insurance and millions of other
people including children were completely denied due to preexisting conditions?
That was the system you liked? Not very christian was it?
Right wing hypocrisy was clearly illustrated on Meet the Press this morning.
The LIES told by the representative from Michigan were stunning.
Samhill.My career was also in computer systems from the plug board
of the IBM 604 through COBOL and purchased systems. None of this would come
close the complexity and hazards of an internet system. But I can say that in
all those 40 years I never wrote a perfect program nor ever encountered a
perfect system. Today I use systems written by others that are well
beyond my understanding. But from the almost daily frequency of updates and
revisions I still believe it is impossible to write a perfect computer system.
Many of the updates and revisions are from malware created to defeat or
misdirect the intent of the system. I assume the people who create the viruses,
worms, and bugs of every sort do so for money. The amount of money
at stake in the health care industry would make the rewards of current malware
look like a single peanut. The number of people cheering for Obamacare failure
may be a large part of America; many of these may be helping the failure.
"Does it bother you that millions of people have and will lose their
employer provided healthcare?" First of all millions, meaning 2
million would be about 7 one hundredth of a percent of those who have employer
health insurance. Secondly they like others would only lose their employer
insurance because of the ACA if the insurance is sub par, which is not likely
for employer provided insurance on anything of a significant scale. So the first
sentence is misleading at best and likely an outright untruth.
I would think conservatives should get behind the ACA and help make it be
successful.-the structure of the ACA came from the Heritage
Foundation, in a conservative response to HillaryCare, a single-payer proposal
from Bill Clinton.-the conservative idea of using states as the
laboratories for ideas on governance has been employed with this type of system,
led by a Republican governor, and the results are favorable. (Are states no
longer to be considered idea laboratories? Did you guys abandon that idea,
too?)-the liberal alternative is a single payer system, ala
HillaryCare. By hoping ACA fails, and having a dearth of credible ideas on
healthcare reform, Republicans seem to be playing right into a longer term
liberal strategy of eventually moving to a single payer system.By
all appearances, Republicans detest Obama more than they believe in their own
ideas on how to reform healthcare. This is a sad commentary on the state of the
GOP, and considering the demographic changes in our nation, it does not bode
well for the future of Republican prospects to lead the nation.Simply put: "don't look a gift-horse in the mouth"
Thank you Kim Summers for writing and sharing your ACA enrollment experience!
Most importantly I am happy you now have ins. Having experienced serious health
issues, I am keenly aware of the need! We will now sit by and watch the nay
sayers, post their talking head propaganda quotes! They are shaking in their
boots fearing the eminent success the ACA will eventually have because of folks
like you! The ACA is Law, as we have seen there is little they can do about it
now! All is left is to crow about the problems with the rollout!
Thanks for the news of your successful enrollment Kim. Given its history, it IS
newsworthy when someone is able to use the web site successfully. However, as a
software engineer of many years and many projects, some exceeding the complexity
and scope of the Healthcare.gov site, I'll be waiting a while longer to
sign up.As this most recent of many, many past examples shows,
governmental agencies are notorious for producing overly expensive, bloated,
fault-ridden software, your experience notwithstanding. My experience has
taught me that their ridiculously inept performance thus far does not bode well
for their ability to accurately assess the current status of the system. And,
considering the very sensitive nature of the personal information required to
sign up for this.....stuff, I've decided to let many more people act as the
guinea pigs while they work out the innumerable kinks I anticipate still await
them on both the front and especially the back end.But, in the
meantime, good luck to you. I truly hope you enjoy your new health insurance
If you want coverage you can get it.
I am happy you got insurance but doesn't it bother you at all that millions
of other people got their health insurance cancelled and now are forced to pay
higher premiums, co-pays and deductibles. Does it bother you that millions of
people have and will lose their employer provided healthcare? Obamacare is a
scam to rob from Peter (your neighbors) to pay for Paul's (Kim's)
healthcare insurance. Paul may like it just fine but the "Peters" of
America got burned big time!
Sad that there is nothing to inspire me to do this, other than the punishment if
Wouldn't it be great if you got health care as a condition of citizenship
(NOT free) and insurance companies didn't make a dime off of it?