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Comments about ‘Richard Davis: Obamacare not as bad as its critics say it is’

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Published: Wednesday, Nov. 13 2013 12:00 a.m. MST

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Phil_C.
San Jose, CA

Professor Davis would not be speaking so charitably if he faced cancellation of his medical insurance. Working for a university, he probably won't have to deal with it, but chances are that half of the people living in his neighborhood will. Perhaps Deseret News could invite a few of Mr. Davis' less fortunate neighbors to pen op-ed columns in a few months.

play by the rules
SOUTH JORDAN, UT

This is the reason I don't donate to BYU. Davis is a Democrat party operative masquerading as a professor at BYU.

Ironweed
Chattanooga, TN

Wait until it gets loaded down with 10 to 15 million Mexicans getting subsidized by Americans roped into their support.

higv
Dietrich, ID

What right does the government have to tell an insurance company what to do? They are private businesses and up to them to decide if they cover pre existing conditions. MAny will go broke if they do. Government is causing many of them to go out of business. A business should be able to decide how to run not Oboma.

airnaut
Everett, 00

higv
Dietrich, ID
What right does the government have to tell an insurance company what to do? They are private businesses and up to them to decide...

7:39 a.m. Nov. 14, 2013

==========

What right does the government have to tell --

a Food company
an Import company
an automobile manufacturer
a Constrution company
a Explosives company
a Mining company
a Resturant
a Hazerdous Waste ompany
a Broadcasting company
a Drug company
a Chemical company

...what to do?
They are private businesses and up to them to decide...

---

Do you see how that works?

LongTom
brookline, MA

The right wingers were going to find something to screech about anyway when ACA launched. Rational presentations like this article mean nothing to them. That said, the website fiasco and Obama's failure to explain IN ADVANCE what people with inadequate coverage could expect to happen, has played into tea party hands. I would anticipate another government shutdown in January by an emboldened tea party.

Truthseeker
SLO, CA

Re:VivalaMigra

Sounds like the insurance company or someone is jerking you around.

Premium increases do not result in a loss of grandfather status.

BUT, significant increases in deductibles will. An individual and/or family deductible or out-of-pocket maximum cannot be increased by more than a percent equal to medical inflation + 15%.

My guess is that the insurance carrier is just looking for more profits.

More information can be found at Cigna's "Grandfathered health plan provisions FACT SHEET."

Mike Richards
South Jordan, Utah

Who wants ObamaCare? The Democrats want it. They want any program that "gives" money to the voters, even if they have to borrow that money from China. Obama wants it. He's from Chicago where he's very familiar with "insurance" and so is every shopkeeper in that city. Those who want someone else to pay for their personal welfare want it. They don't care who pay as long as it is someone outside their household.

Who doesn't want ObamaCare? The Republicans don't want it. Not one of them voted for it. The States don't want it. 59% of the people didn't want it. Those who take personal responsibility for their personal welfare don't want it.

No matter what the rhetoric presented from Obama and his followers. ObamaCare is not what was promised and it never will be what was promised. It needs to be removed completely until it is fixed and then, after everyone knows exactly what ObamaCare is and how it will affect each of us, then it can be voted on. Obama knows that it would never pass again if he had to be truthful about it.

bobdc6
park city, UT

I have government insurance, Medicare, and love it, you should have it too. It would cut out the middleman of the health insurance industry that drives costs up 15-20%/year, making it difficult for exporters of American made goods to compete on the world market. Leeches on society, must be removed.

surferlou
Albuquerque, NM

It's a bit discouraging to learn that BYU is now populated with professors who buy into the "collective" mentality of the Democrat party. The self-reliant pioneers who settled Utah must be turning over in their graves. The President lied. Are you saying professor that if the truth about what is happening now was shared with the American people in 2010 that the law would have passed? Are there "bad" policies out there? Sure. But wouldn't it have made more sense to come up with a program to help this small population of people rather than a complete takeover of the US health care system by politicians who know nothing about building a simple e-commerce website much less health care?

Truthseeker
SLO, CA

"My heart sank when I got an email late last month from my friend Robert, who has been battling multiple sclerosis for the past decade. He wrote to tell me that he was among the many Americans who in recent weeks received letters from their insurance companies saying that their policies won’t be available next year.

Insurance companies are sending those letters primarily because the policies they will no longer offer don’t provide enough coverage — or have deductibles that are too high — to comply with the Affordable Care Act. In MANY cases, however, the policyholders getting those letters are simply victims of a business practice insurers have engaged in for years: discontinuing policies because they’re no longer "sufficiently" profitable.

Robert understandably was worried. Considering his very serious and costly preexisting condition — his medications alone cost more than $5,000 a month — Robert was nervous as he started looking for a replacement policy. How much more would he have to pay to stay insured?

Robert could barely believe what he heard: he could get better coverage than the policy being discontinued — and pay less — thanks to Obamacare."
(Wendell Potter)

golsen7
Bonneville, ID

All you have to do is see the lobbyist parties that wrote the law to see who will benefit from it. Who in the health care industry under this law takes a cut. No one. Then you have added the extra government red tape and oversight into it. That costs money for both sides, the government and the healthcare industry.

Insurance companies do not drive costs down. They are not in business to lose money thus adds more cost to the system. The low users pay more for the high users of the system.

We need more doctors, nurses and hospitals to help drive the costs down. It is about supply and demand. Hospital corporations don't want to see more doctors and nurses and hospitals in the system, it would drive profits down.

So it does nothing to help lower the cost of medical treatment but raises it, therefore it has to cost the people more in insurance premiums and in taxes. It is simple economics.

Simple math if the cost(C) stays the same and (A) pays less then (B) has to pays more to equal out. C=A+B

Affordable I say not.

Delaware Jack
Dover, DE

It is evident by his statements that Richard Davis is more a professor of political science Fiction than of political science .. but one cannot expect more from Davis .. he is simply following the lead of his beloved president by adhering to the beliefs and principles of this president and the democratic party, all of whom cherish their number one goal of " From each according to his ability, to each according to his need " ..

vitaminfrog
Walnut, CA

Wow. If you stop Obama-hating you might see the positives.

I was insuranceless for 10 years after a car accident that was not my fault. My leg did not heal correctly, and became a "pre-existing condition"(even though I desired no care for my leg). $900 a month for a policy. So, I didn't buy insurance. Now I'm 33. My site is CoveredCalifornia. I tried creating an account several times. On October 17, bingo. Ecstatic. Bronze plans started at $1, but chose a Blue Shield PPO Silver 94 plan for $53. NO deductable. Highest copay $7. Turn off Hannity and Limbaugh. You don't have to take my word. Go to the site. Without creating an account, calculate 33 year old male, income $16,800. You will see my plan.

Everyone is complaining that they don't need maternity care, etc. If people don't use those required benefits due to their sex, etc, as you all say, it will NOT have a big impact on the price of insurance.

Check the exchange. Don't just tell everyone you did because you hate Obama, then quote the price you got from your insurance company, and say it's the exchange price.

Thanks Obama!

airnaut
Everett, 00

Mike Richards
South Jordan, Utah

Who wants ObamaCare?
[A: Capitalists -- your buddies in the Insurance companies and Wallstreet]

Who doesn't want ObamaCare?
The Republicans don't want it. [Not true, it was their idea]

59% of the people didn't want it.
[Count me in that -- I want a Single Payer Public Option, just like saw in Belgium.]

Those who take personal responsibility for their personal welfare don't want it.
[The problem is those who did not take responsibility are costing those of us who do, That is why there is now the mandate.]

BTW -- I'm curious,
since you claim that Social Secuiryt and Medicare are not "Constitutional" --
are you still planning on drinking from the public trough?

tsobserver
Mapleton, UT

"First, these were private policies individuals bought since 2010 because their employer did not provide coverage."

This is not entirely true. Any plan purchased and in effect prior to 2010 that had even the smallest changes no longer qualified.

And if the employer mandate had not been delayed, we would be seeing about 70 to 120 million cancellations of employer based policies as well, just as was predicted by the CBO in 2010. Else why do you think Obama gave them a year reprieve. Out of the goodness of his heart or because he wanted what is best for businesses? Hardly. He did it because the pain of loss combined with those who are losing their plans now would have produced riots in the streets.

"Not so bad"? You cannot be serious. Making such an argument after what we have seen and learned about this disaster is beyond rediculous, it's deliberately ignorant and designed to prop up the Chosen One.

Can you honestly believe that those people with cancer and other serious illness are going to find a policy they can afford when they lose their existing coverage? Can you be that naive and callous?

Evets
Eagle Mountain, UT

Dr. Davis:
I can't believe you teach at BYU and yet in this article you support a plan that takes away our right to choose. Maybe I can, BYU has changed a lot since I graduated. Freedom of choice is a God given right and as many have stated their rights have been infringed upon by taking away their choice because government knows best.
BTW your comparison to making car manufactures put in seat belts does not fly because when seatbelts were required the government still allowed one to use his old car without them. I am sure there are some still being driven around today. And I am sure those old cars serve there owners well for their specific need.

airnaut
Everett, 00

Evets
Eagle Mountain, UT
Dr. Davis:
I can't believe you teach at BYU and yet in this article you support a plan that takes away our right to choose. Maybe I can, BYU has changed a lot since I graduated.

============

1. You do not have the right to choose (not to have adequate insurance) and make those of us who do pay for it.

2. If you have to right to live, you have the right to die.
The problem is, our Constitution requires our Government to choose your right life for you when you can't. So, the only way you can truely opt out of taking personal resonsibility and opting out is to tatoo a big old "Do Not Assist, Do Not Help, Do Not Resesitate" across your chest so when help arrives, they know you did not participate or pay for their help -- you wanted Government out of your life, so you'll get it.

3. BYU hasn't changed, you have.

jayterrie
Pittston, PA

I LOVE OBAMACARE!!! Our household has been purchasing our own health insurance for the last 5 years since my husband became self-employed. We have had to pay a small fortune to receive the kind of coverage we had previously received through group-based employer plans. We had to sacrifice a lot of things to afford this insurance but we were fortunate enough to be able to do so. I always worried what would happen if business went down and we could no longer afford the insurance everyone needs. On the day the website opened up, we registered for an almost identical Blue Cross plan with excellent coverage at a savings of about $8000 per year for our family. We had very little trouble purchasing our coverage online. Self-employed people who are not eligible for group rates will definitely benefit from OBAMACARE.

airnaut
Everett, 00

Evets
Eagle Mountain, UT
Dr. Davis:

I can't believe you teach at BYU and yet in this article you support a plan that takes away our right to choose.

Freedom of choice is a God given right and as many have stated their rights have been infringed upon by taking away their choice because government knows best.

==========

So then,
You are for a woman's right to choose,
legalization of marijuana,
and Gay Marriage then?

Because I really don't care much for hypocrites.

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