Be honest. Spending money is a dangerous thing.
Value of money is irrelevant, what is crucial for teens to learn is the pitfalls
of debt and credit spending. Since money has become an arbitrary reference to
society, its time to turn it into the enemy of the economy it is. They need to
learn the merits of save and need versus greed and that debt feeds ignorance.
The financial industry will not allow children to be taught the
method of value spending verses emotional spending which is banks bread and
butter means of exploiting consumers and financial security.The only
time they can have financial security is by being debt free. The banks are
teaching these future victims of bank fraud methods of manipulating and
mismanaging the spending, when the only rule of consumer financial security is
eliminate debt spending and borrowing.Cancel credit and debit cards
is financial security and credit score is irrelevant to their lives. Life is so
simple the banks want it too complicated with debt scores to manipulate them as
consumers. Take home income is base income, keep it out of the red column of
these paid counselors training our children to try and live life as an