Your life is your hopes and dreams. So if your broke You always have your hopes
and dream as long as you live. Never give up.
Nifty list. Only thing I would add: the era of job security is over. Instead,
you should focus on income security by making sure you have in-demand skills and
are as employable as possible. I have never been laid off or fired, but
I've had a few jobs that simply became intolerable for one reason or
another. Having the flexibility to switch to a new employer on my terms has
always been a great relief to me, so I spend a lot of time worrying about how to
keep my professional skills sharp and hot. It's a worry that has paid off
over and over.
Number one should be: get a job. Number two should be: prepare for 5-6
different careers in your lifetime. Number three: prepare for change.
Number four: it costs money to have children (so don't ever plan on being
rich for decades to come) and finally, college expenses and health care can
bankrupt a person.
Money is not the most important thing, but it comes really close. It is
selfish to be happing painting barns because you love painting barns when you
can't make enough money to take care of your family or send your kids to
school. I think a husband has to be man enough to do what ever is necessary to
support his family. It is largely a fantasy that you can be in bliss when you
are poor. Work is work. They call it work because it is hard and sometime
very difficult. Over time you master your skills; happiness may come, but true
satisfaction comes from being a professional in what you do, being respected by
your peers, and making good money because of it. When you provide for your
family, you will find pleasure in your work. Don't confuse hobbies with
work. Hobbies are for fun. Work is what we do to put food in our kitchen, a
roof on the house, vacations for the family, and education for the children.Success makes a lot of unhappiness go away. If it were such fun, they
wouldn't pay you to do it.
Number 10 is NOT always true. Trust me we did it for years. I would change it
to: do something you enjoy and that you can make enough money to live on.