Don't know why the insurance commission is making this report to the public
knowing that none of these homes fire insurance polices do not cover acts of god
fires and nobody is insured for personal or property losses in wildfires.
That's why fire fighters take extra precautions to keep the fires away from
homes and property but its a crap shoot risk every one has on their fire
insurance policy's.The same goes for all acts of god incidents
including floods, backed up drains and sewer lines, earthquakes. To be insured
for any of these acts of god will set homeowners back more in insurance cost
than their homes are worth in their mortgage payments.When the feds
step in and pay the state funds for losses, those funds cannot by state law be
used to help homeowners so the risk takers are those who are uninsured. Just
walk away from the losses and loans if not covered, credit rating extortion is
not worth rebuilding.