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Comments about ‘5 reasons not to leave the receipt behind’

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Published: Friday, July 19 2013 10:36 a.m. MDT

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Third try screen name
Mapleton, UT

It isn't hard. For debit card transactions through my bank I always save them and reconcile at the end of the month. I've found unauthorized transactions using that method, one due to ID theft of my wife's info.
As for credit cards, buy a spindle and put the receipt on it when you get home. I find I'm searching the receipt a couple of times a year (like a car part warranty and such). So, I have a stack of receipts on the spindle at the end of the year that's maybe 5" tall. So what?
When I take off the oldest ones I burn them or shred them.

CARL
South Salt Lake, UT

I find very helpful to check your bank accounts on the banking webpages. I have been using Quicken which automatically update and download your accounts since 1994. I have several incidents that I can catch errors before it went through the process. They even call me to verify my stay at Santa Cruz Hotel in which I told her I am still in Salt Lake. They put a stop and canceled that transactions.

BYUalum
South Jordan, UT

When I am at the checkout of a store, I avoid other distractions and pay attention to what the cashier is scanning. Sometimes a clerk has made an error. I can quickly challenge it before any money changes hands. I am continually surprised at customers who pay no attention as to what they are being charged. Many errors can be caught before a receipt is placed in your hand.

I always hold the receipt of purchase in my hand and quickly glance through it to double check every item I have purchased. This pays off if I find an error and turn to the clerk immediately.

We have also learned to never send our credit/debit card with the server as they ask for payment on a meal at a restaurant. Evidence is being found of people scamming the card to gather the card number, etc. before returning the card to the owner It is wise to carry enough cash to cover the bill or say that you want to pay at the register and then watch the person completing the transaction.

I also keep all receipts in case of returns which make it hassle free!

Good article!

Brother Benjamin Franklin
Orem, UT

Excellent advice! I cannot say how many times I have been saved being out and about by asking for a receipt.

I always check the itemizations on the receipt before I pay to ensure there are no discrepancies. If there are, I dispute them and have even asked for a manager before hand.

Receipts are a life saver! I am agreed this an useful and informative article!

brainoncapitalist
Orem, UT

I never show my receipt at a store (other than membership places like Costco where it's a term of membership). When they ask to see my receipt, I just politely say, 'No, thank you!' and continue out the store. Even if one of those theft deterring sirens goes off as I'm walking out, I have no legal duty to stop and show my receipt, so I just continue on my merry way. Once you've paid for it, it's yours, and you have zero legal duty to show a receipt.

Daniel Leifker
San Francisco, CA

I have noticed this trend, too, and it's alarming. I tip generously in restaurants because I know servers work hard, but I don't tip on carry-out food if there is no server. I draw a line thru the "tip" amount and calculate the total before signing the receipt, but now and then the restaurant goes back and adds in a small tip after I have signed the receipt. I finally gave up and pay cash for all carry-out purchases now.

Edward523
London, 00

Agree that keeping one's receipts is v important, but all those little pieces of paper are a nightmare. How about an expense tracking App? ExpenseMagic is an App that captures, stores and processes expenses and receipts with the snap of the iPhone's camera. It's effortless, no more lost receipts, no more data inputting and an indisputable record to tackle unscrupulous retailers or simply for returning an item.

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