Comments about ‘9 stupid things you're probably doing with your credit card’

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Published: Monday, July 15 2013 1:20 p.m. MDT

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tannernd
WEST JORDAN, UT

This article missed what in my opinion is the stupidest thing people do with credit cards. They use them.

BYU Track Star
Los Angeles, CA

Dear friends, Item 3 really got me. My future Ex-Wife, 7 years ago, ran up nearly $15,000 in credit card expenses on my card. She said it was for the kids. Well, She was handling the family finances. I sincerely believe she was also setting up a divorce fund war chest. Well, it's nearly paid off now. The lesson learned, Shakespeare said best in Julius Caesar "Keep your frenemies close and your credit cards closer"

Hutterite
American Fork, UT

Well, we're finally getting some good weather so I haven't had to scrape the windshield with it for a while...

cstelt24
Salt Lake City, UT

@tannernd.

Your statement would only be correct if the person using the card has no self control. In fact, one with self control to charge only what one has money to pay off immediately would be leaving money on the table not using a credit card. Credit cards offer reward programs, better fraud protection, more flexibility, among other things. It also saves time and money in not having to stop by the bank every week to get cash out and/or having to carry large amounts of cash on your person.

There are situations where, unfortunately, credit cards offer flexibility for families facing emergency situations (medical bills, car repairs, etc.) Having said this, it is also unfortunate that some just can't seem to show any sort of self control when it comes to having a piece of plastic in their purse/wallet.

Gary & Nadine Turner
HEBER CITY, UT

I'm getting to the point of resenting those who dictate not using a credit card. I use my credit card all I can, mainly for the rewards offered, but I PAY IT OFF MONTHLY. I also record credit transactions in my checkbook record just as if I were using a check. I'm rarely surprised at the end of the month, and it's always my fault if I am. Using the credit card isn't the problem, it's HOW it's used.

george of the jungle
goshen, UT

Stores charge extra money on every thing we buy to pay for the credit card machines so we can use it. So if I can get that cost back with points seems like the thing to do.

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