Published: Thursday, July 4 2013 8:00 a.m. MDT
Student loans are an important tool in financing an education. Most people
don't know about the many programs thst the Department of Education has for
helping people to lower their payments after they graduate and start paying the
loans back. But since the programs are government-run, the red tape required to
apply is confusing and complicated. That's why some attorneys, like me,
help people to qualify for the lowest payment possible.
Wrong! In today's America its not politically correct for anyone to pay for
their own education. In today's America its proper to force others to
support you for life; free healthcare, free housing, free food, free cell
phones, free birth control pills, free abortions, free everything! Now, if we
could just figure out a way to pay for it all!!! Wait! we can just keep voting
for Democrats and borrowing from our grandchildren and generations unborn! So
easy to be selfish and greedy, isn't it?
Mountainman,A partisan argument generally ignores the historical
facts. Both parties are very capable of mismanaging the federal budget. But this article was about education. Uneducated people are LESS
productive, make LOWER salaries on average, and pay fewer taxes than educated
people. They also place a greater social and welfare burdens on our communities
and nation. Government support of education and vocational training
makes sense, it is a prudent investment for the American taxpayer to invest in
America's young people. We need to keep the pathway to success open for
ALL, because ALL need to contribute to paying down the debt that accumulates
during military and economic struggles. But few politicians want to tell
Americans to study and work harder.
Hmm... I told my three children that I would beg borrow and steal to pay for
their undergraduate education at the best public university they could get into
(and they must finance their own post-graduate educations). I did just that,
and now all are gainfully employed; two are successful engineers and one is an
IT executive. Where did I go wrong?
Students should know they have to pay this money back. It is annoying when they
are surprised when the loan payments come due. You borrowed it, you pay for it,
period. But this needs to be brought up on the front end, not when the loans are
due. Then maybe they won't borrow more than they need to pay for
Playstations and clothes, like my brothers friend did. They will garnish your
social security money for repayment, although you really should on plan to pay
this money back sooner than when you retire.
There are still young people going to college who work at minimum wages part
time while going to school and full time in the summer so when they graduate
their school debt is manageable. The huge debt many students face when they
graduate is a heavy burden to carry. They need to take responsibility for their
schooling BEFORE graduating. It is possible. Some use what free time they have
to party instead of keeping their school loans as small as possible. High school
students who work hard and attend their classes faithfully are often able to
find scholarships to help with college tuition. Also they have to be realistic
and choose colleges that are affordable.
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