Actually, the Affordable Care Act (Obamacare) reforms mini-meds, insurance
policies that provide minimal coverage and have high deductibles. For the first
time all employers of more than 50 people will have to offer some benefits and
preventive care. It is misleading to cite Right Wing opinion writers
like McArdle and Barone as if their opinions are factual. They are not. For
example, there is no evidence the ACA will cause premiums to rise in general.
The costs for policies offered by state insurance exchanges are coming in lower
than market costs before the Act passed. So, the pressure may be downward.
Don't current health insurers leave us holding the tab for one reason or
another? They have to make a profit, right?
California just unveiled a wide array of choices for the 5.3 million people
expected to qualify to buy coverage through its online marketplace established
by the federal health overhaul.It's the first disclosure of
prices in the nation's most populous state for individual health insurance
that complies with the Affordable Care Act, and the menu of affordable options
surprised some consumer advocates and analysts who had been expecting premiums
to be much higher.
We are acting surprised that the ACA provides neither universal coverage or
affordability. What was predicted is now a reality with the intended result
being overwhelmed by unintended consequences. Our government is finding out that
castles in the sky are fine until you try to move into them.
"At the heart of this paradox is an almost complete disconnect among key
players as to what 'insurance' actually means, argued Megan McArdle at
The Daily Beast in March."======================Unfortunately, the disconnection with reality commingled with a mangling of
language as a duplicitous attempt at compensating for the reality disconnection
is at the heart of just about **everything** having to do with the many agendas
of modern liberalism and the totalitarian tendencies of its Communist
cousins.From the fact that an organization called "Planned
**Parenthood**" is the largest abortion mill in the country to the absurdly
loquacious names of countries like the, "Democratic People's Republic
of Korea" (N. Korea), that need to practically spell out all the things it
is not (Democratic, for the people, a Republic) in a ridiculously transparent
attempt to deny the reality of what it is, truth and integrity is the enemy.Unfortunately, in a society that increasingly seeks reality denying
diversions of all sorts and sinks ever deeper into a fantasy world where
monstrous debt is meaningless, killing unborn children is charitable or even
noble, etc., etc., turning back to a more honest perspective will be a very long
and tough slog.
Hey folks, guess who is now coming out as huge opponents of Obamacare? Unions,
imagine that! Protests are nationwide demanding waivers from being compelled to
lose their present very good healthcare packages and become part of Obamacare!
Says volumes about Obamacare doesn't it? Prediction: like so many other
Democrat supporting and donating organizations, unions will get their waivers!
The rest of us? Not so lucky!
What I really need auto insurance for is the unpredictable occasions when the
cost of an accident is so high I would not be able to cover it. In accepting my
premiums, they accept the risk of accident or injury. Thus my auto insurance
company is protecting me against unpredictable and catastrophic events. I do not
expect them to cover maintenance costs.In Sebelius's odd little
world, she wants to change my oil and perform periodic maintenance, but in the
event of a crash, I am on my own because only maintenance costs are covered.
That is the skinny part of skinny health coverage. She accepts no risk from me
but wants control of the amount of maintenance I am allowed.That is
maintenance control, not insurance.And when it is mandated in a
single payer world, which is her objective, I become a dependant and slave.
@HutteriteWe have good health care. We need competition. We have
the best healthcare in the world. It is interesting to me that we criticize the
United States and praise Sweden and Western Europe when it was the defense
shield provided by the United States for 60 years that allowed those nations to
spend their money on healthcare, not to mention exist in the face of Soviet
Once again, we need health care. Employers, and insurance companies, should have
nothing to do with it.
Re: VladhagenVery good point about smaller countries like
Scandinavia, as many in America believe we should try their system, but is would
be apples and oranges.
I think that this brings up the good point of the fact that the government
cannot wipe the runny nose of everyone with a cold. I lived in Korea (which has
socialized medicine) for several years. Ambulances and health care were next to
free, but GOOD health care was not. Yes, there are places in Scandinavia and
what not that have socilaized medicine and make it work (at least from a
statistical vantage point), but they also have a much smaller population and not
nearly the amount of ethnic and economic diversity of the United States. No
matter how many tissues we use, we cannot wipe the running nose of every person
living in the US.
Of course the Affordable Care Act will leave many with limited coverage. How
else do you think they could make it "Affordable"?Miss the
Republicans yet? No? Well, at least you should regret your vote for Obama. Twice.