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Comments about ‘58 percent of Americans overlook large travel-saving option’

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Published: Thursday, Feb. 28 2013 6:40 p.m. MST

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Johnny Triumph
American Fork, UT

While this is good information it's still very short-sighted. Use of one's good credit will create much more cost savings that buying airfare/hotel package deals. Apply for the Chase Saffire Preferred card (40k bonus points, annual fee waived the first year, other benefits too) and the Chase Freedom card (10k bonus points, no annual fee). Meeting minimum spends on those cards will garner 50k Ultimate Rewards points. Transfer those points to your United Airlines Mileage Plus account at a 1:1 ratio. Next apply for the Chase Mileage Plus Explorer card, meet the minimum spend, and get 30k Mileage Plus miles deposited into your account. You've now got 80k Mileage Plus miles in your account, enough for a RT ticket on United from North America to Hawaii. Get your spouse to do the same and now you've got two RT tickets, free travel to Hawaii.

Johnny Triumph
American Fork, UT

Some things to consider:
--If you don't like the annual fee on the Sapphire Preferred and Mileage Plus Explorer card then cancel them before the first annual fee hits on your renewal date, but keep the cards longer than 6 months.
--Look into Hotel cards too, Hyatt has one that the bonus is two free nights at any Hyatt in the world.
--Pay off your balances monthly, get the most out of the bonuses and don't overpay in interest.
--Don't do too much of this if you're planning to buy a home or refinance.
--Watch for the best signup bonuses, if you can be patient then wait for the right deal. Example, AMEX has a Delta card that can get you 45k bonus skymiles but recently they had a one day signup deal of 70k bonus points.

Use your good credit to your advantage to get free travel.

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