Comments about ‘Iron bubble: Student loans help some, crush others’

Responsibility often has little to do with student loan defaults. I live across from a second-tier state university and an awful lot of college grads cannot, and may never, find a job that will pay for and enable them to service their debt-financed education. If you have to drop out because your child is critically injured, the loans come due in full and you can't go back and graduate. The reason this very real bubble will not burst is that it is practically impossible to qualify for an "undue hardship" discharge in bankruptcy and you lose your transcript, your professional and driver's licenses, etc. if you default for whatever reason, which often has nothing to do with your sense of responsibility.