Simple: My CU does not charge me a fee to access my money. I'm not even
sure who still uses banks or why. Nor am I sure how banks are still in
CU - all day, every way.
I'm with a CU because it's all plain and simple. The services I want
are there without microprint convoluted if-then-sneak-attack charges. I
don't get a series of "pay me instead" letters from mystery outfits
because my CU services all of its loans. Oh, yea --- SERVICE !!!