The comments from Luv2Organize about the payday loans and the tax returns being
evidence that they "aren't managing what they have at all" is
troubling to me. Does it ever occur to you that they just simply DON'T
HAVE enough to make ends meet, and most of these women did not choose this
situation for themselves? This is one way to help. Don't criticize Mr.
Dewaal for not being able to salve ALL of the problems, he's helping in the
way he is able. Cars are expensive, but so essential. Mr. Dewaal is a
mechanic, not a financial counselor. A car with little or no payments or repair
bills enables these women to keep (or get) a job, and spend more time with their
families. I applaud this foundation's efforts to offer a "Hand
up." I also applaud the Deseret News for writing this story. I hope many
will donate to this foundation!
In response to an earlier comment about single fathers, the Cars that Care
Foundation is also happy to try and help single fathers with children, and
struggling families as well. Any donations to the foundation would be greatly
appreciated so that we can better help more struggling single mothers/fathers
and families. Thank you!
God bless Mr. DeWaal. What a wonderful thing to do, and a wonderful way to
bless the lives of those who truly struggle.
The purpose of the lease is to protect these people in need from losing the car
to a title loan company or other lien holders. Because the car is under lease,
we have the ability to monitor their insurance and help keep the car legal. The
lease gives us the flexibility to allow those we are helping to help themselves
at whatever level they are able. Most of our leases have zero payments and those
that have a payment will never face repossesion because that is not our program.
Our motto is "we are a hand up, not just another handout."
After reading the comments on here I wonder if any of the posters even read the
article. Why can't we just help those who struggle in life without always
assigning ulterior motives. Appears to be a well thought and effective program
Leasing the cars allows the dealer to have control of the vehicle. If it is
given to the person in need, they may have a tendency when they have more
financial problems to be scammed into selling the car for a low price to cover
their debts. On a lease, they may need to have this same business repair and
maintain the car, but then the dealer knows it is being taken care of if he ever
gets it back to pass on to someone else. I like the lease idea. This would be
a huge help to many people.
better than this "Extreme Makeover". Why lease it?
Why just single Mom's? There are a single Dad's that need help as
Here's another idea for them: maybe after the families get back on their
feet again, they can re-pay a little for what they saved by having their
(repairs done, car on loan, etc.)Then the foundation can use the money for
the next guy, and then the next guy...and keep it going on...thoughts?
First, I want to congratulate the foundation and all the good it tries to pass
along. The one thing about it though that sends mixed signals is the leasing
option. I think it would be better to sell the car or give the car to the needy
people. A lease creates debt for a person on a low income even if it fits within
what they supposedly can pay. The last thing these people ned is more debt.
Second, one of the obvious issues with these needy people is that they do not
know how to manage the little money they have - they need education. I quote
here form the article, "I'm maxed out on payday loans" and
"once she received her income tax refund." Both of these are signs that
people aren't managing what they have at all. Payday loans are for the poor
and the prey on the poor. The tax refunds represent the 47% of people that
don't pay anything into federal taxes yet receive an unearned tax refund
each year. Giving is good so don't get me wrong but education is better.
Lets not enable - let's teach.
So are the car leases like temporary "you can lease this for 6 months"
is that kind of the angle they're taking on it? Does it seem to work out
that way, for them, anybody know? If so that would be a great service to people