Comments about ‘Woman pays off $120,000 credit card debt in 5 years’

You had me until the end, "Now that her debt is clear Bostick has set to building credit, but is a little worried she’ll start charging irresponsibly again." Really? Then the lesson hasn't been learned. Close all credit card accounts. Only use cash or a debit card. Forget about rebuilding credit - that's how you got into the mess in the first place. Go for a zero on your credit report and make banks do manual underwriting. Credit bureaus do not measure your net worth - just how much you borrow and pay back. As a people we need to question the usefulness of the credit bureaus and the falsehoods they create in needing a credit score.