It is a great thing in a free country that people can decide that they do not
want to buy insurance, or even sign up for "free" insurance.The fact is that the vast majority of people under age 30 really do not need
insurance, except maybe some catastrophic coverage. True, insurance based on
risk factors would make the price very low for this group.But, Obama
wants to force everyone to buy insurance, and use the "friendly" IRS
folks to enforce his laws. And, "children" up to the age of 26 must be
covered by their parents' policies, even if they are married adults living
far away.Of course, as always, the hard working people who actually
pay taxes will pick up the cost for all this "free stuff."I
commend those who exercise freedom and decided not to buy insurance. But, if
they end up needing it, that is their problem, not something you and I should
pay for. That freedom of choice thing has consequences for bad decisions, too.
DN sub, that comment is as foolish as not buckling your safety belt every time
you climb into a car.It is your "freedom loving" Americans
who fail to insure themselves who are costing the rest of us taxpayers enormous
amounts of money.Isn't there a favorite conservative mantra
that says something like, "Freedom depends upon Responsibility?" And
isn't "Personal Responsibility" something you like to demand from
anyone you constantly shout about? Where is the personal responsibility of
anyone who fails to prepare for the future -- whether it be saving for
retirement, having a full emergency storage supply, or buying health
insurance?Sorry, DN Sub, but your hypocrisy is showing. Again.
I work at a job where there is no insurance available. My previous job was the
same way. Thankfully, my husband's job has insurance, so we are covered as
long as he is working. I now have Medicare/Humana Advantage Plan, which costs me
about $125 a month, and I haven't quite figured out how to use it yet.
I'm on my husband's insurance, which pays better, so I have continued
to use that. But once he retires, or if he gets laid off his job, we will be
without insurance, and trying to purchase private insurance would be out of our
economic reach. I'm 65, he's 59, and it gets a little scary thinking
about all this stuff.
I love this -- we talk about Utah being the top environment for business and yet
look at the rate of uninsured self-employed.What ever happened to
the Health Insurance Exchange - does it address the self-employed?God forbid we should be a leader in getting all of our Utahns insured. Why is
Medicare okay for those over 65 but it's evil socialized medicine for those
under that age?I hope DN never needs any social service safety
nets......it's that kind of short sighted and mean-spirited attitude that
keeps this country from rising to its true potential.
How does force play into personal responsibility?
The Utah hypocrisy, serving the needs of illegal aliens is the primary goal of
this socialized health care Utah is so proud of.I see no problem
with a pay as you go health care rather than forcing insurance on those who
don't want it or can't afford it. Insurance in any amount is no
guarantee of health care, in fact people who pay for high cost insurance
can't afford to have both. The money they spend on $300/mo insurance goes a
long way in paying down debt in other aspects of the economy. Most insurance
policies have such high deductibles before they can be used its a waste of money
to buy insurance. Insurance is a luxury, not a right and not required.If Utah does happen to use any Medicare or Medicaid money to pay an
individuals hospital bills, the state files an indefinite lien on property and
assets of anyone accepting the terms and conditions of undisclosed loan for
Medicaid paying their bills. If Utah government really cared about
health care and costs they should concentrate on health care and medicaid fraud
and cost will take care of itself.
@NedGrimley - Because when you get sick and go to the ER and get treated and you
don't have insurance, WE have to pay for you. So, forcing you to have
insurance means we WON'T have to pay for you. We are forcing you to be
responsible so we don't have to be responsible. Otherwise if your
uninsured sick child goes to the ER with a life threatening injury, are we
supposed to say "Oh well, too bad, just die?" Of course not. We would
treat and then WE would have to pay because YOU failed to buy insurance.
Democrats want an end to this free-loading. Republicans either want
free-loading or want sick people to not get treatment (not sure which).
Ned, "force" as you call it is another word for a favorite GOP, Tea
Party, Conservative mantra -- Personal Responsibility.Personal
responsibility requires that all Americans provide themselves with health
insurance so the rest of us don't have to pick up the tab through increased
hospital and doctor bills and higher and higher insurance premiums.And, don't you recall that this is exactly what the GOP proposed back at
the beginning of the Clinton administration?Some folks have either
very short or very selective memories.
To one old man, I work the urgent care settings, and it is the illegals without
insurance that crowd these settings with sniffles and coughs without the ability
or intentions of paying. And it is not the lack of insurance that limits their
ability to receive health care. Under the ACA, everyone will be required under
duress to buy health insurance, but that won't necessarily translate into
everyone receiving health care.
Peter, I'll take that comment with a large grain of salt. For one thing,
how do you know for certain they are "illegal?" Or do you just assume
that everyone who has darker skin or speaks a different language is
"illegal?"I am acquainted with one man -- a very white
American with Romney stickers on his bumpers -- who brags loudly that he has not
had to pay for any medical care or insurance for himself or his family. And
then he has the audacity (and hypocrisy) to complain because he was kept waiting
for over an hour at McKay-Dee last week. I have a strong hunch he accepts food
stamps, too. He sure doesn't like all those "illegals" either.In any event, ACA is a step forward. We need it. We also need to
improve it. We certainly don't need to simply kill it without providing an
ACA is not a step forward because it places the onus of health insurance
purchasing on to employers. The conflict in our current healthcare system is
that we have a conflict of values. We want to stress personal responsibility,
yet we aren't willing to let people die because they don't have the
ability to pay. I'm not suggesting that we should let them die, but given
that we aren't willing to allow for those consequences, we should have a
better system for administering a basic healthcare package.
Mormoncowboy, you're right.
wish all kinds of insurance was available on an affordable sliding scale... Then
everyone could have it and I believe would have it.back in college,
we had a doctor who charged on a sliding scale, according to your income. he was
wonderful and had a huge range of patients who loved him.thank you
Dr.H wherever you are...you could have made a ton more money, but you chose to
put families and their health and their ability to pay first, and we will always
remember and be grateful to you for it.
Life without medical insurance isn't true freedom. There is excessive
worry of losing everything to medicalbills. Or excessive worry of not
getting medical treatmentIf an accident or disease should occur.True freedom comes by being prepared.
In Germany every employee has to be insured. I have to admit, you always
like to think, nothing will happen to me. But things canchange very
quickly even your health.The self-employed are not forced to get an
health insurance but very often it ends in a finacial disaster for
them.Unfortuately not everyone stays healty until he or she dies.
Just a quick reminder to the amnesia-laden conservatives here that the
individual mandate was originally invented and championed by Republicans. In
fact, it remained popular with the Republicans right up until the moment Obama
compromised with them and agreed to it. Only after Obama adopted the individual
mandate as part of his plan did the GOP decide they were against it.
We opted to remain uninsured most of our married life - 32 yrs. Because of self
employment we self-insured, meaning eat healthy, exercise, sleep, take your
vitamins, and on the occasion we broke a bone or needed surgery, we paid out of
pocket. Took 6 yrs. to retire one bill.I once figured $$ for our
various medical needs. FAR less than what we would have paid in insurance
premiums. If we could afford it we would get catastrophic ins. But we
couldn't afford it - still can't. I never expect gov't (ie. all
Americans) to pick up the slack. Actually there are enough
uninsured out there maybe the ingenuity of the private sector could create
something better. Let me decide. No force. By the way,
do school buses have seat belts these days? I never once rode in a school bus
that had seat belts. I didn't hear of mass deaths by school bus. Did you?
Or kids killed riding their bicycles without helmets. In fact even our cars
didn't have seat belts, besides dad's giant arm across the chest. No
kids in my neighborhood died riding in cars. hm....
It is shocking the LEFTEST double speak we are getting here.Less
freedom equals more freedom...FORCED responsiblity equals less
responsiblity.Where have I heard this before?????ah...1984.It just make you head spin.Can we just put
away the communist failed nonsense and get back to a truly Free America.We do not want big government that compels us to leftest
'good' intentions.We survived life before just fine with a
few scars and bruises.Freedom means there will always be risks.Leftest enslavement is NOT a good trade off.
We need single payer health care. A system that delivers care, not insurance,
and has nothing to do with employers. Because people, all of us, need health
Let's finally join the rest of the industrial world and put this mess to
rest. Good grief, what does it take?
To one old man--To your question about how I know of their status, I ask them.
And unlike you, the honest one's tell me the truth.
@oldladyrunning -- so glad your famlly never had more than a broken bone to pay
for. What if you would have had a child with diabetes? Or cancer? Or severe
head injuries? It's hard to come up with millions of dollars. Guess who
would end up paying for your family's health care? ME! That's not
RE: WonderWho said life is fair? True Freedom is full of risks--RE Esquire:Wrong the rest of world needs to
join us. People come to america for many reasons. NONE of them are so we can
become just like were they came from. They are looking something better.
Something with more freedom.
Oldladyrunning,Glad that worked out for you. It doesn't work
that way all the time. Just ONE serious illness can destroy your math. You
gambled and you won. Many gamble and lose. When they lose they come looking
for help either from charity or the govt. That is NOT personal
responsibility.We have had decades of the uninsured. The private
sector has not figured it out yet. It is unlikely to do so.As to
folks dying in cars without seatbelts. Please. I certainly knew folks who died
due to not having seatbelts in a serious crash. Look at the statistics.There is a monument to a deadly crash in a former school bus (being used
as a church bus) on I-71 in Carrollton, Kentucky.The Truth,Yes, freedom is full of risks. But who bears the cost of your risks?Our system allows folks to transfer the costs to others. That is both wrong
and economically injurious.If someone wants to go without insurance,
fine. They sign a recorded document that they and their family will NEVER seek
any help for medical issues and will refuse ANY help offered.THAT
would be fair.