Comments about ‘More Utahns are uninsured, despite increased efforts for access’

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Published: Friday, Aug. 31 2012 11:37 p.m. MDT

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DN Subscriber
Cottonwood Heights, UT

It is a great thing in a free country that people can decide that they do not want to buy insurance, or even sign up for "free" insurance.

The fact is that the vast majority of people under age 30 really do not need insurance, except maybe some catastrophic coverage. True, insurance based on risk factors would make the price very low for this group.

But, Obama wants to force everyone to buy insurance, and use the "friendly" IRS folks to enforce his laws. And, "children" up to the age of 26 must be covered by their parents' policies, even if they are married adults living far away.

Of course, as always, the hard working people who actually pay taxes will pick up the cost for all this "free stuff."

I commend those who exercise freedom and decided not to buy insurance. But, if they end up needing it, that is their problem, not something you and I should pay for. That freedom of choice thing has consequences for bad decisions, too.

one old man
Ogden, UT

DN sub, that comment is as foolish as not buckling your safety belt every time you climb into a car.

It is your "freedom loving" Americans who fail to insure themselves who are costing the rest of us taxpayers enormous amounts of money.

Isn't there a favorite conservative mantra that says something like, "Freedom depends upon Responsibility?" And isn't "Personal Responsibility" something you like to demand from anyone you constantly shout about? Where is the personal responsibility of anyone who fails to prepare for the future -- whether it be saving for retirement, having a full emergency storage supply, or buying health insurance?

Sorry, DN Sub, but your hypocrisy is showing. Again.

Utah Girl
Vernal, UT

I work at a job where there is no insurance available. My previous job was the same way. Thankfully, my husband's job has insurance, so we are covered as long as he is working. I now have Medicare/Humana Advantage Plan, which costs me about $125 a month, and I haven't quite figured out how to use it yet. I'm on my husband's insurance, which pays better, so I have continued to use that. But once he retires, or if he gets laid off his job, we will be without insurance, and trying to purchase private insurance would be out of our economic reach. I'm 65, he's 59, and it gets a little scary thinking about all this stuff.

Foolsflat
SLC, UT

I love this -- we talk about Utah being the top environment for business and yet look at the rate of uninsured self-employed.

What ever happened to the Health Insurance Exchange - does it address the self-employed?

God forbid we should be a leader in getting all of our Utahns insured. Why is Medicare okay for those over 65 but it's evil socialized medicine for those under that age?

I hope DN never needs any social service safety nets......it's that kind of short sighted and mean-spirited attitude that keeps this country from rising to its true potential.

NedGrimley
Brigham City, UT

How does force play into personal responsibility?

My2Cents
Taylorsville, UT

The Utah hypocrisy, serving the needs of illegal aliens is the primary goal of this socialized health care Utah is so proud of.

I see no problem with a pay as you go health care rather than forcing insurance on those who don't want it or can't afford it. Insurance in any amount is no guarantee of health care, in fact people who pay for high cost insurance can't afford to have both. The money they spend on $300/mo insurance goes a long way in paying down debt in other aspects of the economy. Most insurance policies have such high deductibles before they can be used its a waste of money to buy insurance. Insurance is a luxury, not a right and not required.

If Utah does happen to use any Medicare or Medicaid money to pay an individuals hospital bills, the state files an indefinite lien on property and assets of anyone accepting the terms and conditions of undisclosed loan for Medicaid paying their bills.

If Utah government really cared about health care and costs they should concentrate on health care and medicaid fraud and cost will take care of itself.

Wonder
Provo, UT

@NedGrimley - Because when you get sick and go to the ER and get treated and you don't have insurance, WE have to pay for you. So, forcing you to have insurance means we WON'T have to pay for you. We are forcing you to be responsible so we don't have to be responsible. Otherwise if your uninsured sick child goes to the ER with a life threatening injury, are we supposed to say "Oh well, too bad, just die?" Of course not. We would treat and then WE would have to pay because YOU failed to buy insurance. Democrats want an end to this free-loading. Republicans either want free-loading or want sick people to not get treatment (not sure which).

one old man
Ogden, UT

Ned, "force" as you call it is another word for a favorite GOP, Tea Party, Conservative mantra -- Personal Responsibility.

Personal responsibility requires that all Americans provide themselves with health insurance so the rest of us don't have to pick up the tab through increased hospital and doctor bills and higher and higher insurance premiums.

And, don't you recall that this is exactly what the GOP proposed back at the beginning of the Clinton administration?

Some folks have either very short or very selective memories.

peter
Alpine, UT

To one old man, I work the urgent care settings, and it is the illegals without insurance that crowd these settings with sniffles and coughs without the ability or intentions of paying. And it is not the lack of insurance that limits their ability to receive health care. Under the ACA, everyone will be required under duress to buy health insurance, but that won't necessarily translate into everyone receiving health care.

one old man
Ogden, UT

Peter, I'll take that comment with a large grain of salt. For one thing, how do you know for certain they are "illegal?" Or do you just assume that everyone who has darker skin or speaks a different language is "illegal?"

I am acquainted with one man -- a very white American with Romney stickers on his bumpers -- who brags loudly that he has not had to pay for any medical care or insurance for himself or his family. And then he has the audacity (and hypocrisy) to complain because he was kept waiting for over an hour at McKay-Dee last week. I have a strong hunch he accepts food stamps, too. He sure doesn't like all those "illegals" either.

In any event, ACA is a step forward. We need it. We also need to improve it. We certainly don't need to simply kill it without providing an effective replacement.

Mormoncowboy
Provo, Ut

ACA is not a step forward because it places the onus of health insurance purchasing on to employers. The conflict in our current healthcare system is that we have a conflict of values. We want to stress personal responsibility, yet we aren't willing to let people die because they don't have the ability to pay. I'm not suggesting that we should let them die, but given that we aren't willing to allow for those consequences, we should have a better system for administering a basic healthcare package.

one old man
Ogden, UT

Mormoncowboy, you're right.

windsor
City, Ut

wish all kinds of insurance was available on an affordable sliding scale... Then everyone could have it and I believe would have it.

back in college, we had a doctor who charged on a sliding scale, according to your income. he was wonderful and had a huge range of patients who loved him.

thank you Dr.H wherever you are...you could have made a ton more money, but you chose to put families and their health and their ability to pay first, and we will always remember and be grateful to you for it.

cjb
Bountiful, UT

Life without medical insurance isn't true freedom.
There is excessive worry of losing everything to medical
bills. Or excessive worry of not getting medical treatment
If an accident or disease should occur.

True freedom comes by being prepared.

Susy
Muenchen, Bayern

In Germany every employee has to be insured.
I have to admit, you always like to think, nothing will happen to me. But things can
change very quickly even your health.

The self-employed are not forced to get an health insurance but very often it ends in a
finacial disaster for them.

Unfortuately not everyone stays healty until he or she dies.

MormonDem
Provo, UT

Just a quick reminder to the amnesia-laden conservatives here that the individual mandate was originally invented and championed by Republicans. In fact, it remained popular with the Republicans right up until the moment Obama compromised with them and agreed to it. Only after Obama adopted the individual mandate as part of his plan did the GOP decide they were against it.

oldladyrunning
OREM, UT

We opted to remain uninsured most of our married life - 32 yrs. Because of self employment we self-insured, meaning eat healthy, exercise, sleep, take your vitamins, and on the occasion we broke a bone or needed surgery, we paid out of pocket. Took 6 yrs. to retire one bill.

I once figured $$ for our various medical needs. FAR less than what we would have paid in insurance premiums. If we could afford it we would get catastrophic ins. But we couldn't afford it - still can't. I never expect gov't (ie. all Americans) to pick up the slack.

Actually there are enough uninsured out there maybe the ingenuity of the private sector could create something better.

Let me decide. No force.

By the way, do school buses have seat belts these days? I never once rode in a school bus that had seat belts. I didn't hear of mass deaths by school bus. Did you? Or kids killed riding their bicycles without helmets. In fact even our cars didn't have seat belts, besides dad's giant arm across the chest. No kids in my neighborhood died riding in cars. hm....

the truth
Holladay, UT

It is shocking the LEFTEST double speak we are getting here.

Less freedom equals more freedom...

FORCED responsiblity equals less responsiblity.

Where have I heard this before?????

ah...1984.

It just make you head spin.

Can we just put away the communist failed nonsense and get back to a truly Free America.

We do not want big government that compels us to leftest 'good' intentions.

We survived life before just fine with a few scars and bruises.

Freedom means there will always be risks.

Leftest enslavement is NOT a good trade off.

Hutterite
American Fork, UT

We need single payer health care. A system that delivers care, not insurance, and has nothing to do with employers. Because people, all of us, need health care.

Esquire
Springville, UT

Let's finally join the rest of the industrial world and put this mess to rest. Good grief, what does it take?

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