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Comments about ‘Insurers propose changes to Obama health law’

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Published: Wednesday, June 11 2014 9:16 a.m. MDT

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Kings Court
Alpine, UT

In other words, private insurers want the government to subsidize the cost of insuring younger people, which is really the same as insurers saying they want a government subsidy. I wonder who is really on welfare, the poor citizens or the wealthy corporations?

David
Centerville, UT

The article reveals that it is widely anticipated that there will be 10% increases to insurance premiums in 2015.

Will someone please explain to me how Obamacare has reduced the cost of healthcare, and is slowing the rising costs of healthcare? I am sorry but I just don't see it. All I see is a huge money grab by government for more tax money, as well as more government control over a massive segment of our economy. Controlling healthcare gives government control over our lives.

Increased cost, increased government spending and debt, decreasing quality of care. Sounds like we were sold out.

slcdenizen
Murray, UT

Oh cool! Our altruistic corporations are making smart proposals for the industries in which they compete! No reason for alarm here...

Utah Health Policy Project
Salt Lake City, UT

@David - Insurance is a state-by-state arena. So predictions of 10% rate hikes across the U.S. don't mean it will happen in Utah.
In 2014, Utah had some of the nation's lowest private insurance premiums on healthcare-dot-gov. Why? Besides a healthy population, we had 6 private insurance companies competing for consumers. Competition and transparency (all rates were public) resulted in lower rates for Utah residents.
As for the expected increases for 2015, let's look at recent history. During the years before the ACA (pre-2013), private insurance plans open to new customers saw increases of 8 to 15 percent a year. Closed plans saw increases between 15 to 25 percent. On average, private insurance rates rose 10 percent every year. And this was for insurance that 1) Charged women more than men, 2) Kept old and sick people out, 3) Often didn't cover births, maternity care, or prescription drugs.
Utah insurance companies will send their 2015 rates to the Dept. of Insurance by mid-June, and we should know the actual rates by mid to late-July.
-UHPP

FT
salt lake city, UT

@UHPP
Sounds as if you are a supporter of Obamacare. That alone could be bad for your health in Utah.

Shawnm750
West Jordan, UT

I used to work in health insurance. If a health insurance company has a 3% profit margin, they are doing VERY well. But most hover down around the 1-2% range. I was working there when there as company I worked for scrambled to meet all the new regulations, which resulted in a mountain of administrative work, while simultaneously being told that going forward their revenue was going to come under tighter government control; keeping in mind that insurers were now going to be required to cover anyone and everyone, including those that are high-risk and drive rates up.

Obamacare does nothing to address the real issues affecting healthcare costs. More protection needs to be afforded to doctors to shield them from frivolous malpractice lawsuits, and people need to be free to select cheaper plans that only cover major illnesses.

Fitness Freak
Salt Lake City, UT

Lower insurance rates for (any)group? Sorry - not gonna happen.

Not as long as Obama, and Obama alone controls Obamacare. He's proven that Congress (or anyone)has absolutely no say in Obamacare.

OlderGreg
USA, CA

So many things:

1. "at no cost"? Sorry, but just because the money comes out of the left pocket instead of the right pocket does not mean "no cost"

2. The government has added substantial bureaucratic overhead costs while supposedly limiting administrative costs in the private sector. I cannot help but wonder how that really shakes out money wise.

3. Catastrophic coverage. Isn't that the alleged purpose of it all? Let me pay for the routine visits/ care/ prescriptions -- then jump in and cover me when it becomes a bankruptcy issue. I am perfectly capable of discussing care options and objecting to that $30.00 aspirin without your "help".

worf
Mcallen, TX

Health law will be studied, then nothing will change.

Getting used to re-runs.

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