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Comments about ‘Health insurers: Payment rates above 80 percent’

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Published: Wednesday, May 7 2014 6:05 p.m. MDT

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Mountanman
Hayden, ID

Ask the insurance executives what the percentage of their newly coerced customers are NOW forced into paying much higher premiums, higher deductibles and higher co-pays than before! Shhhhh. its a 'secret' but we know that number is close to 6 million people who were told, "If you like your current healthcare plan you can keep it, period"! Ask the new coerced customers how they are going to spend the "$2500 per family that Obamacare will save them each year in insurance premiums".

Copacetic
Logan, UT

@ GaryO...

Are the political based falsehoods you are referring to such things as:

- If you like your current insurance plan, you can keep it. Period! or
- If you like your doctor, you can keep him (her)? or
- The average family will save $2500 per month under Obamacare. or
- That Benghazi uprising was caused by an internet video. or
- The IRS was not targeting any conservative groups. or even
- I did not have sex with that woman.

It's quite obvious you have the 2 political parties totally mixed up. It's the democrats who bounce from one falsehood to another and can't even able to justify their existence... even with falsehoods.

Concinnity
Meadow, UT

Gary O:

I've never once read where Republicans, as a party pronouncement, claimed that "enrollees would never pay up" as you are now claiming. Would you please state who, when and where that statement was made in behalf of the Republican party?

I'm pretty sure you just got caught stating an Obama Pinocchio-award type statement... sort of like, "if you like your current plan, you can keep it."

I'm actually quite troubled that as many as 20% of Americans can't afford the cheapest insurance rates that Obamacare can quote them. This article is not good news at all. It also means Obama will now have to subtract approximately 1.5 million from the recent number he's been quoting as having signed up for Obamacare, since no payment means no insurance.

BTW: Lincoln was proud to be a Republican and founded the current conservative party principles and platform they espouse today. As such, there's no doubt he would truly be proud of them for not caving in to the current divisive and harmful political correctness rhetoric the way liberal Democrats keep doing. But nice try.

Red
San Antonia, TX

Hmmmmn. GaryO. You are interesting with your logic.

I also think it is silly that Diana DeGette is declaring victory because a few people paid for their insurance when the whole thing still stinks.

We are heading off a cliff while the democrats applaud and pat themselves on the back.

Owen
Heber City, UT

copacetic - since we're throwing in the kitchen sink here, don't forget:
- Iraq has WMD
- No new taxes
- We would not trade arms for hostages
- I am not a crook

LoveLife
Riverton, UT

Gary,

You don't know if those who haven't paid actually will. If 80% have paid, then the number is at 6,400,000 enrolled. Those are the only ones who should be counted.

Why do I not think the other 20% will pay? Because of a statement from the same hearing, but not reported in this article: "Mark Pratt, of the industry trade group America's Health Insurance Plans, told the congressional panel that consumers who had trouble signing up on the glitchy exchange website were 'advised to create a new account and enroll again.' As a result, he said, 'insurers have many duplicate enrollments in their system' and that information 'is still reported." (Investors Business Daily, "Is Obamacare a Success? Not Exactly"--5/7/2014).

Then there is also the pesky little fact that the back-end of the website still isn't built (Politico "Behind the scenes, much of HealthCare.gov is still under construction"--4/24/14.) So why would anyone believe any numbers Obama gives?

The problem with Obama touting the largest number he could find is that it really can only go down as these problems get sorted out.

JoeBlow
Far East USA, SC

"We are heading off a cliff while the democrats applaud and pat themselves on the back."

That may well be true.

However, we have been heading for a cliff for a long time. And the GOP was , and still is, a strong proponent of maintaining the old course.

How much sense does that make?

UtahBlueDevil
Durham, NC

Copacetic and rest.... The House Committee published are report - you know - the kind in writing that takes lots of people to create, that stated that the enrollment rate based on the number of people actually paying premiums was in the 60% range. They put this in writing, and made a press release about it. There is no doubt who wrote it, where they were, and what they knew.

The leaders of these insurance companies blatantly said these claims were false, and in fact said that they told the committee the information they were using was incomplete, only a snap shot in time. The House Committee published their misleading report knowing the numbers they were using were false. One executive said that the house report should be filed in the garbage can - his words.

So I find it funny that somehow there are those who try to excuse this by bringing up so called fabrications by the other side. More conditional morality. If your kid lies - its wrong. If my kid lies - its ok.

We should insist on honesty by both sides, on all things. Conditional ethics has no place here. By anyone.

UtahBlueDevil
Durham, NC

"I'm actually quite troubled that as many as 20% of Americans can't afford the cheapest insurance rates that Obamacare can quote them. "

Really? And what percentage of Americans do you think pay their bills on time? A little research finds,

" About a quarter of adults in the U.S. or nearly 56 million Americans do not pay their bills on time, according to the 2014 Consumer Financial Literacy Survey of Adults."

Huh...so the payment rate for ACA insurance is above the average. So while yes, these people might be in financial distress, they are paying for their insurance at a higher rate than other bills. Of course this rate is far worse than those with good credit ratings, but ACA wasn't targeted at helping those already in good financial shape. It was aimed at helping those who can't afford insurance in normal circumstances... and it seems to be helping those.

To Mountainmans question about rates, the panel said they didn't know that answer yet. It would be a year before they would know the net effect of rates.... its how the system works, based on averages over time.

Thid Barker
Victor, ID

Can anyone please help me with the Obamacare numbers problem I am having? We were told by the Dems that there were over 40 million uninsured in America and therefore we needed Obamacare. Now we are supposed to be delighted that 8 million have signed up for Obamacare insurance? Not even counting the people who have not paid, those of the 8 million (reported 4 million) who are re-enrollees to Medicaid or the unfortunate 6 million who were forced to sign up because their previous policies were cancelled, (even though they were promised they could keep their policies) that leaves about 32 million STILL uninsured. Add to this the CBO warned that in 10 years or less, there will be more uninsured than before Obamacare because millions of previously insured will no longer be able to afford the higher premiums, co-pays and deductibles! Please, someone help me understand why ANYONE would call this a success!

JoeBlow
Far East USA, SC

Thid,

Is your solution to go back to the previously unsustainable system? I have yet to see a GOP plan (other than Hatchs which the GOP hates and would not pass).

What is the GOP solutions? They have put forth NOTHING.

lost in DC
West Jordan, UT

let's see, sign up or pay a fine. What real choice do you have?

What about the 10s of millions still incovered? If Obamacare is as wonderful as our regular Obamafiles say it is, what does that say about their attitude toward those still uninsured? as long as BO's numbers are met, too bad about the rest.

GaryO,
you are TOO funny! as long as a dem is in charge we will have continued improvement. Oh, please stop! my sides ache from laughing. I guess that's why it costs more and people are losing their insurance and doctors. If that is your idea of improvement, I guess you are correct. most people see that as digression, not progress.

Concinnity
Meadow, UT

@ GaryO:

Once again your comment leaves me laughing and rolling my eyes... but always in a sad sort of way. It's sad that some people can live everyday life looking through such darkly tinted glasses.

Since Obamacare has been under construction for 5 years, when, if ever, will it ever be considered complete?

According to you, every national publication that prints anything not favorable to the left wing agenda is part of a big right wing conspiracy and is only political propaganda. Wow. I can't even realistically picture how living in that sort of desultory and vitiated world would be like. I actually feel somewhat sorry for people who live with an obsession in that way.

When people can't be objective enough to see the positive merits or negative repercussions of any particular bill, regardless of which party it originated with, then that person is probably ideologically obsessed. And since I've never once read you say anything remotely positive about any Republican action in Congress... then the shoe seemingly fits.

Actually, I take that back. Apparently, you are a long-time and consistent Shaun Hannity follower. So maybe there is yet hope.

LoveLife
Riverton, UT

Gary-
The quote is from the same hearing. You can also find it in the New York Times, under the article, "Insurers Say Most Who Sign Up Under Health Care Law Have Paid Up" by Robert Pear 5/6/14:
"'But the health insurance industry said the total of eight million people who signed up included “many duplicate enrollments' for consumers who tried to enroll more than once because of problems on the website.

'Insurers have many duplicate enrollments in their system for which they never received any payment,' said Mark Pratt, a senior vice president of America’s Health Insurance Plans, an industry trade group.

'It may be a matter of months,' Mr. Pratt added, 'before insurers know how many people activated their coverage by paying their share of premiums.'"

The argument isn't whether there will be improvements over time to the website. It's why anyone is believing data that should be coming from a website that isn't finished.

It's really easy to call Obamacare a "success" when the goalposts have been changed so many times over the past 4 year

Ralph
Salt Lake City, UT

Nooooo! It just CAN'T work! It just can't! I won't let it!

It's a failed policy from a failed President.

Thid Barker
Victor, ID

Call it a "success" if you want, but Obamacare is not success by any measure, period!

Copacetic
Logan, UT

@ UtahBlueDevil:

Not paying insurance premiums, and especially the initial premium. is not on par to people simply being a few days late with a car or credit card payment. Regarding the latter, no harm is done, other than perhaps a small penalty. Nothing is actually lost. But with the former, if an initial insurance payment is not made, then that policy is never legally started, so doesn't yet even exist. So in the meantime, if health insurance service is required, then too bad... there is no valid policy to use. So a great deal is lost.

As you should be able to see by now, you're comparing apples and oranges. Since no initial payments have been made by the article referenced 20%, most of those payments are not just late, there's a very good chance that most will never be made, since as others have pointed out, duplicate enrollees were counted more than once.

Had these people already made several payments, then your point regarding typical late payment scenario percentages would be more valid. But that simply isn't the case. So your analogy isn't comparatively valid.

worf
Mcallen, TX

Some people are so easily fooled.

Utefan60
Salt Lake City, UT

What did the GOP do to insure even one individual? Not a thing. At least the Democrats are getting American citizens insured. The program isn't perfect but it sure beats the "no game plan" the Republicans have.

lost in DC
West Jordan, UT

JoeBlow, Utefan60,

too much MSNBC for you!

no GOP plans? there were plenty, nancy would not let them be heard in the house. they were available for review on the net. Too bad you've been imbibing the DNC kool-aid and are unaware of the GOP proposals.

Or maybe you just choose to ignore them because that would contradict your ideology.

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