Great article! I think this should have been written before Black Friday. I
wonder how many people have buyer regret about all the stuff they bought on
impulse buying last weekend. My rule: If I can't pay off the charges on my
credit card every month in full, I don't put an item on it that will make
me go into debt and carry a balance with interest. That can snowball quickly.
Peace of mind and self control are great gifts to yourself.