Samuelson is not looking at current data. Medicare Advantage Plans cost much
more than Traditional Medicare today. The Medicare Advantage Plans operating
much like an HMO cut serious medical services but fill in the plan with cheap
fluff like over the counter medications, gym memberships, etc. The real problem
arises when a senior on a Medicare advantage plan has a serious health crisis
& finds they are not covered which results in higher out of pocket costs.
It's a good thing to rein in these plans. I can't imagine how a Ryan
plan would help us seniors. The problem is that seniors are not covered on the
open market. Those 55 or younger will be needing Medicare just as much as those
over 55! The private sector doesn't do it cheaper!
@ patriot: You know, you would be more credible if you actually read and
acknowledged what is in the article.You may not like Obama, but to
deny the reality of the ACA and the changes it makes to Medicare (which is what
Republicans are arguing against) makes you look uninformed and does nothing to
further the Conservative cause.How can you raise a valid argument
against something when you won't even admit that what you are arguing
Under the current Ryan plan, the voucher system would set the amount at the cost
of the second to lowest cost plan and the vouchers would be adjusted every year
for inflation. Certain services would have to be covered by all medical
plans.The problem is that healthcare (particularly insurance) costs
rise at rates higher than inflation - if this trend continues under the voucher
plan, it would not be very long before most seniors were priced out of vouchers
forcing them to use the current system resulting in no change to the cost - or
delivery - of Medicare compared to what we currently have.(Under the
current system, part of the cost of the Medicare Advantage program is paid by
the government - seniors pay out of pocket for the amount over what traditional
Medicare covers.)The only real solution is a combination of the ACA
Act and vouchers. If seniors have the ability to shop around for a cost saving
plan that covers the basics while the insurance companies, doctors, and
hospitals are being told they will not be reimbursed exorbitant rates nor will
they be reimbursed for unnecessary tests and procedures, then - and only then -
will healthcare costs be controllable.
Might work huh.... Sounds pretty confident. NOT!
Yes, Ryan's plan would help insurance companies compete more to attract
recipients of the vouchers to sign up with them. The problem is
that it hurts those who are the most needy. The rich will be able to add to
their voucher and buy Cadillac policies. The poor may not be able to buy any
policy if the voucher isn't large enough.If the purpose of a
national health plan is to help those who need it most, the Ryan plan is the
wrong way to go.Let's think of a better way to bring
competition into the health care market. Health care spending will go down when
the poor are able to go the doctor when symptoms appear, and not try to wait
until the problems become catastrophic or chronic.
well one thing is for sure - the current model is broken and will soon go
bankrupt.. just a matter of time. So either we create a new plan or we wait and
go bankrupt. Obama is for waiting. Ryan on the other hand says let those over 54
have current medicare and for those younger lets get a new system started based
on all a whole host of innovative savings plans etc... At least the GOP has a
forward looking plan - what do the democrat's have?
Not even Ryan believes his plan works. If we're going to trust biased right
wing think tanks rather REAL credible sources, then lets keep looking for WMDs
in Iraq, invade Iran, and lower taxes on the rich even more. In fact, lets
eliminate all taxes on folks like Romney.