@luv2organize:Yes, you are right about the emergency fund. It really
makes a difference for the financial bumps that come along in life.
Many great ideas that we often hear but often forget or don't sincerely put into
practice. I'm already in line to read "Miserly Moms" at the library and
have new motivation to reevaluate my own family's budget. Thanks for a great
Having a plan is critical and I'm glad this article really emphasized budgeting
and planning ahead. I think it could have stressed the importance of an
emergency fund of at least 3-6 months. This only will give a family sense of
security and peace.