Holladay physician forgoing insurance plans

Doctor will charge patients a flat yearly fee for services


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  • Livingston family
    Jan. 7, 2010 3:17 p.m.

    Thank you!! Dr. Jennings was our family doctor in the past, and is a wonderful doctor. We will be first in line.
    Thank you so much for doing this.

  • Brett C. Johnson, PhD
    Jan. 6, 2010 12:49 p.m.

    Dr Jennings,

    BRAVO! I don't agree with any of the doubt and sarcasm expressed by others. You are forging territory that is not really new. Your business model has proven successful in a variety of markets and dates back some years. Best of luck with your new venture. I think the managed care model is rapidly running out of steam -- higher copays for patients, less reimbursement for you -- hmmm who's pocketing the difference? You have it exactly right! Any interest in a tiered cash-only prescription drug formulary?

    Well done and Best wishes.

  • yo adrien
    Jan. 5, 2010 3:44 a.m.

    i see the doctor has no partners yet...surely that is a sign that this scheme is a bit rocky. I think this is a great plan for people who want to see their doctor daily or multiple times per week. that is the only way I can see this as being cost effective. Patients who need or want good pain killers would be great candidates. No price is too high for them. Patients who are wealthy and don't want the fuss of dealing with insurance companies. Lets come back in a year and visit this good doctor and see how his practice is doing.

  • Dilemma isn't it?
    Jan. 4, 2010 5:02 p.m.

    If more doctors would do this, BUT make their fees more reasonable than his we could all manage with a catastrophic care plan for the worst scenario requiring further intervention like surgery and diagnostics. My husband and I eat extremely well, healthy, no sodas, pre-packaged high sodium foods etc. and have good cholesterol and no diabetes at ages 60. We only lack routine wellness checks and blood work because we lost our jobs. That would be perfect but at this price? No can do. The good Dr. Jennings and others need to sharpen their pencils and come back at it.

  • Do the math?
    Jan. 4, 2010 2:02 p.m.

    The good Dr is doing 40% less work without insurance claims, seeing 1/5 of the patients he currently sees, and will likely sustain his standard of living. Sounds like a good deal to me!

    I think I'll stick with what I've got.

  • Anonymous
    Jan. 4, 2010 11:59 a.m.

    I think this is a great idea. By establishing the pricing that he has he limits his number of patients and is able to offer a higher level of care. A family of five with a high deductible plan would spend about $8500 a year, or $708 per month, on health care costs. There are a lot of self employed people paying that right now. This sounds like a good deal for some, although not all.

    This doctor is on the right track. This is more in line with what medicine should be like. Use a high deductible policy for catastrophe and a family physician charging flat fees for everything else.

  • More Economics
    Jan. 4, 2010 11:33 a.m.

    Non-profit is always going to be more expensive than for profit. The idea that profit makes things more expensive is just another myth that has resulted from ignorance of basic economics. The profit motive inspires & creates competition and provides incentive as different entities compete for that profit. And to compete successfully, the entities involved must be more efficient, innovative, productive, etc. than their competitors. This results in better products for less money. After all, in competitive market, people have a choice where to buy the things they need & want. In a non-profit situation, there is no profit motive, and consequently no incentive to be efficient, innovative, etc. When you have only one source for the things you need, you had better be prepared to pay a lot for very little.

  • Re: Livefree
    Jan. 4, 2010 11:05 a.m.

    Heath care should not be considered a privilage that only the wealthy can afford. There are so many of us out there who are living modestly within our means and still struggle to pay for our out of pocket expenses that we pay on top of our premiums. My family is young, my husband and I both graduated college and both work. I honestly think it is ridiculous how much we struggle with paying medical bills. This doctor is onto the right idea, its not perfect but it is a step in the right direction. If I were single, or if it were just my husband and I, we would consider something like this just to cover our yearly physical and doctor visits for minor issues.

  • The Twilight Zone
    Jan. 4, 2010 10:59 a.m.

    So a family a 5 would be $6,500 a year, which doesn't include X-Ray's or any kind of hospitalization should it be necessary. Yeah sure that's a deal. Good Luck!

  • CHEAPER!!!!
    Jan. 4, 2010 10:48 a.m.


  • KS
    Jan. 4, 2010 10:43 a.m.

    Your DC must be one of those that "cures" heart disease. cancer, tooth decay, etc, etc...
    He's a "quack".

  • livefree
    Jan. 4, 2010 10:32 a.m.

    Health care is not a right! It is a privilege. One in which is given for just compensation. So how much is your health worth? More than a nice car? a TV? The truth is that most people would rather skimp on health care and splurge on travel and entertainment. Subtract a car payment, cell phone, cable and internet and you should have enough for health care (whether through insurance or pay as you go).

  • Marks
    Jan. 4, 2010 10:30 a.m.

    The comparison to car insurance is stupid. When my car gets old enough that the monthly repairs are higher than payments, I junk the car and get a new one. Can't do that with grandpa, or with a son that has Crohn's...

  • Fixed Up Today
    Jan. 4, 2010 10:22 a.m.

    My chiropractor, Dr. Watson, in Lehi only takes walk-ins and charges $30 per visit, no insurance needed, but who cares since my co-pay with insurance would be $30 anyway. And he's not one of those chiropractors that tells you that you must come three times a week forever. I try to go monthly.

    Jan. 4, 2010 9:31 a.m.

    Well I would like to live my life without having to do paperwork too.
    It seems like I spend half my time working, and the other half writing down what I did.
    Certainly understand where the doctor is coming from.
    Hope it works out for him.
    Seems more expensive then just having health insurance however, do not know what the benefit is for patients.
    As much as we would like it not to be health care is a business.

  • Mark
    Jan. 4, 2010 9:28 a.m.

    This is not a panacea, but it is a step in the right direction!

    The biggest problem with our current healthcare system is the disconnect between payors and providers. Adding to the problem is that most of the people out there have no clue what their healthcare costs. People with employer-based plans don't realize that the employer just docks their pay up to $1000 a month to provide a health insurance "benefit."

    It will be interesting to see what it would cost for a high deductible insurance to cover everything above and beyond what Dr. Jennings covers.

  • Disillusioned
    Jan. 4, 2010 9:19 a.m.

    $1,800 per year. That's $150 per month. Holladay is quite a wealthier area of SLC. That is a lot more than I spend per year at my Primary care Physician. Sounds like the divide between the haves and the have nots is getting wider! If you can afford it, great! If not, suffer! What about emergencies? Nothing in this plan will care for you if your appendix need to come out or your leg gets broken! I applaud him for pushing insurers aside, their job increasingly is to deny services and claims. I'd also like to remind everyone that a majority of the US is for health care reform. Our country has the worst health care system in the world! I'm so tired of the cost, bankruptcy to people with or without insurance, change jars and fund raisers for people with medical needs. We don't do enough. Our teeth are shot, we have life long chronic illness and insurance and Dr. costs increase every year and gobble up our flat wages. I've given up even going to Dr's anymore. What a mess!

  • Good plan for rich people
    Jan. 4, 2010 9:08 a.m.

    I understand why the doctor doesn't want to hassle with all the ridiculous paperwork required by the insurance companies, but his plan is not really a viable alternative for any but affluent and basically healthy patients (known as the "walking worried well").

  • Anonymous
    Jan. 4, 2010 9:06 a.m.

    This scheme is only for the benefit of this doctor. It won't help the patient who needs outside services. I think this is essentially a scam if a patient thinks this scheme will meet their health insurance needs. This doctor is doomed to eventual failure.

  • K
    Jan. 4, 2010 9:05 a.m.

    A family of 4 would pay him $5,500 a year whethere they needed more than one visit or not. And xrays aren't covered? What about a mammogram?

    Then there is the hospital, will he have privilleges at any?


  • Anonymous
    Jan. 4, 2010 8:48 a.m.

    This is fine until you need x-rays or need to stay in the hospital. What happens when you need a specialist? Then you have a real problem!

  • No thanks, I will take what
    Jan. 4, 2010 8:43 a.m.

    the Democrats have to offer. In the future Obamacare will not be a bad word but a blessing.
    What a great President!.

  • LibertyAngel
    Jan. 4, 2010 8:35 a.m.

    This is great! More options for people to choose from is excellent. His fees are about the same as I am paying for my families insurance each year. There is discussion here in Utah about not taking part in the Federal Mandated Health care plan, and I hope that comes to pass! Anything the government is involved with becomes much worse. There is supplemental insurance that is not too much, AFLAC has some great options, some of the policies I have with them are less then $20 a month. They have a hospital plan and many others... a lot to think about.

  • Anonymous
    Jan. 4, 2010 8:35 a.m.

    I tried to talk my Dr to go this route and the first thing out of his mouth was IHC wouldn't like it. My first thought was where are his fiduciary duties lying IHC signs his checks. Sounds like a conflict of interest to me

  • thankful
    Jan. 4, 2010 8:35 a.m.

    What a breath of fresh air!! I believe every human has the right to medical care and here is a Dr. who really cares and just wants to help. I'm so glad to see those responsible for giving the care take responsibility and ignore the Wall Street Dr.s who just want to profit from people's health issues. Kudos to you Dr. Jennings and those whom you bring into your practice. When my health insurance runs out, I'd be more than happy to give my money to you and others like you!!!

  • Anonymous
    Jan. 4, 2010 8:27 a.m.

    Doesn't sound like a good plan except for the dr... if yu have insurance keep it.. also start eating healthy and do excercise stop junk food eating and being a pig at the dinner table.....use your brain to control your bad habits.....

  • Afraid of Government Interventio
    Jan. 4, 2010 8:20 a.m.

    I don't understand why we expect doctors, who have to pay for building, lights, nurses, etc. Plus try and feed their own families, why are they not supposed to make any profit. Every person who works expects to be paid for that work. Insurance companies also have to pay for all their employees and expenses. I understand they have a 2 percent profit, who should get paid more bank officials or the medical profession? I want the government to leave everyone that has insurance and is happy alone. Help those who have lost their insurance or can't afford it.

  • no such thing as a free lunch
    Jan. 4, 2010 8:17 a.m.

    The changes that need to be made to the health systema are four fold.
    First we need to require change in cost of services with the doctors and hospitals by at least 20%

    Second we need to see changes in the reduction of cost in our health insurance by 20%

    Third we need to have laws updated as to the amount that can be sued for under malpractice insurance by the end of the year.

    Fourth as patients of health care we need to better understand our insurance coverages and know that health insurance companies are never going to payout more than they take in. They will alway raise rates.

    The doctor Jennings has a pretty good idea but need to change the delivery of what it cost a pay per visit not per year and cut his cost in half for cash payers. The problems that i see are if you are out of town then what. I remember the movie Doc hollywood and the doctor in the town made house calls and used common sense when treating patients and also knew his patients personally. It should cost about $40-$50 for 15 min with the doc.

  • Stika
    Jan. 4, 2010 8:16 a.m.

    There is insurance that will cover catastrophic health care. But you can only apply after you've lost everything.

    That's something that other industrialized companies don't require.

  • flatlander
    Jan. 4, 2010 8:12 a.m.

    When you can't get into the gov't run clinic for two months and have to wiat two-three hours in the waiting room under the health insurance plans of the gov't then you to will sign up for one of these types of doctors.

  • wallofvoodoo
    Jan. 4, 2010 8:10 a.m.

    It seems that he is going to get a lot of very sick patients who can't ge insurance. If you are healthy this won't save you money. Good luck with that.

    It still leaves you exposed to risk from catastrophic illness. Granted, it is a choice between this or dealing with the corrupt insurance industry. I guess choose your poision.

  • Dilemma isn't it?
    Jan. 4, 2010 8:00 a.m.

    I'm old enough to remember a true family physician. Young enough not to be eligible for social security yet. My family doctor did house calls, office visits, hospital rounds, minor surgeries AND knew every member of my 7 member household extremely well. He was a true doctor and didn't look at his watch at a visit either. I have to laugh. Today's doctors don't know what busy really is, or compassion. This guy is on to something but...it's not quite there.

  • Working poor with kids
    Jan. 4, 2010 7:59 a.m.

    I think that I would rather see him drop his prices by 40% with that 40% drop in overhead rather than simply increase the time spent with each patient that much.

    We are all used to the level of care that we currently get from our doctors. What we NEED is to be able to afford it.

  • money equals care.
    Jan. 4, 2010 5:30 a.m.

    Good luck. It'll never fly.

    Well, maybe, because it is in the realm of the well heeled.

    But what average person/family could afford those costs ON TOP of insurance premiums to cover conditions requiring hospital care?

  • This is reformed healthcare.
    Jan. 4, 2010 4:54 a.m.

    What do you want from health care is the real issue. Do you want health care or do you want a gaggle of doctors all disagreeing and perpepptetuating a system of ineptness? These doctors are on the right track to treat patients, not corporate medicine.

    People expect too much from insurance. People have the misconception that if they have insurance that all services are free. If you want cheap insurance pay for your own office visits and lab tests and drugs.

    Corporate Medical providers are defrauding every insurance company on the market and you pay for it in your insurance premiums.

    And there is no insurance that will cover catastrophic health care in full, just ask all those that have been put in to bankruptcy and penniless by corporate health care. Every person is responsible for their own cost of health care.

    I don't think there is 3 in 10,000 people who ever question what hospitals or IHC's bill to their insurance companies. All they see are the co-pays and never once question or review insurance charges in detail.

    Health care has lost its soul and empathy replaced with a system of fraud.

  • Sitka
    Jan. 4, 2010 1:44 a.m.

    Have a stroke, pay $250,000 for 3 MRI's, end up selling house.

    You have this health care all figured out Dr. Jennings.

  • hybridbeing
    Jan. 3, 2010 10:50 p.m.

    This would be ok for some, paying the fee to "reserve" their doctor, but not if they have to pay for comprehensive health insurance that is being considered as mandatory by our congressional leaders and the President. If one only had to buy the catastrophic coverage after paying the retainer to their doctor, a few more might be able to afford it.
    This just adds to the struggles of individuals to obtain affordable insurance.

  • RE 904:
    Jan. 3, 2010 10:27 p.m.

    Catastrophic insurance coverage can be very expensive. My mother has a catastrophic plan with a $10,000 deductible and still costs her $700 a month. She is in her 50's. The problem is that even minor body repairs can deplete your health savings plans in no time at all and people will still face bankruptcy. For instance, my father, who is uninsured, had a bleeding ucler. No surgery was required, but the tests alone and two days of hospitalization cost well over $15,000. That was utterly ridiculous. I had to have a two inch cut stitched because it was on my shin and the wound wouldn't stay closed. The cost? $1,500 at the hospital. (All the local insta-cares were closed).

    Double digit increases in health costs charged by hospitals and doctors is unsustainable and eventually, only the very wealthy will be able to afford health care whether it is paid for by insurance or a health savings account.

  • Anonymous
    Jan. 3, 2010 10:16 p.m.

    Do you not think the Doctor is trying to make a profit too? Seems a bit steep plus you're still exposing yourself to SIGNIFICANT risk on the back end as they don't cover anything catastrophic that your insurance would cover. Typical Utah family you're looking at well over $6k for coverage + whatever supplemental you'd have to purhcase to cover catastrophic injury. I currently pay $4k per year out of pocket for family coverage (via employer) $15 copays and I'm done plus the plan covers up to $2.2M in expenses (I do understand that I'm blessed to have good coverage).

    The argument has always been it's to expensive and this type of option doesn't do much for those that currently can't afford it however I'm sure some will like the plan and that's great, free society free market, let everyone do what he or she would like, keep the government out of our lives and start living a bit more healthy and insurance costs will stop their metoric rise.

  • another doc
    Jan. 3, 2010 10:13 p.m.

    This is known as boutique medicine and can only work for that small niche of patients that can afford to pay cash and don't need hospital care. It is a novelty, not a solution.

  • kitty
    Jan. 3, 2010 10:13 p.m.

    So this plan would cost me $708 per month to provide my family with medical care from a doctor. And I would still need insurance to cover hospital stays, catastrophic injuries and such. So how is this helping people that can't afford insurance?

  • 904
    Jan. 3, 2010 10:09 p.m.

    Wonderful!! I agree that medical insurance should be catastrophic coverage. We don't pay for oil changes with our car insurance - or even major repairs. Every American should have a health savings account that they use to pay for their health care needs. In addition they could pay for insurance to pay for huge expenses.

  • Anonymous
    Jan. 3, 2010 9:50 p.m.

    Wonderful!! It's time to end for-profit insurance!