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Perpetual Education Fund a new era of church history
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If you need to complain about something, there's plenty of things wrong in the world. This isn't one of them.
One of the ways we do this is we network. We care for our brethren not just on Sunday but every day of the week.
The PEF is one of many programs the Church has to help people. There is also LDS Employment Services.
A have to agree with the last commentator that about the saddest thing ever is complaining about a program that gives people a chance to get an education that they would have no chance to get otherwise.
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People need to pay back their low-interest loans to maintain their human dignity and self-respect, and of course to obey the commands of holy scripture.