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Readers' forum: Government takeover
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The problem is that there is virtually no competition. The public option is one way to create that competition and the limits on the public option -- from states being allowed to opt out to restrictions for whom can join -- should make it that the public option doesn't completely drive private companies out of business. They will have to become more competitive -- no question -- and that could lead to some companies currently overly bloated and protected by anti-trust exemptions to become more effective.
Conservative paranoid fantasy.
In France there is a robust supplementary private insurance industry, despite a public universal plan that covers every person. But any type of public option will demolish all private insurance here.
Continuing to stoke this paranoid dooms-day scenario effectively employs conservatives as free marketing for large private insurers, who are giggling all the way to the bank.
I've done the research, I've balanced the different approaches. I won't be a dupe of Democrats or Republicans. A limited public option will help save lives. That's more important than ideological debate.
By the way you wing nuts are the only ones claiming anything from the government is freeeeeeee. Talk about simple minded dupes you and your ilk suspended reasonable thought decades ago when you somehow convinced yourselves that you are part of the capitalist class, masters of your own destiny, and deserving of exceptional rewards resulting from your exceptional talent and effort. All the while your real income has gone down, your masters have given and taken away jobs, retirements, and any form of meaningful work. Let's hope God will bless America becuause you've handed it over to Haliburton and Wells Fargo.
I'm guessing you'd have preferred GM to go belly-up? The credit markets to have completely self-destructed? Unemployment rates to skyrocket even beyond where they are now?
Would that be your preferred alternative?
Are not the corporations that took bailout money working like demons right now to repay their debt to the Fed?
The economic crisis was and is very real - the only people "duped" in the past year were those of you who now throw tantrums about "The government is coming! Run for your lives!"
Baloney.
Over the past 4 years, the average profit margin has dropped for health insurance companies from around 5% to 2.2%. If premiums are increasing, why are their profit margins decreasing? If you research an answer to that question, you will find out what the problem is.
The election results last night show conclusively what the electorate now thinks of the current crop of Democrats. Interesting that Obama is so little regarded that his personal intervention in State gubernatorial elections meant nothing except perhaps more certain defeat.
If I show up at an ER, I will be seen by a doctor, regardless of my ability to pay.
Be honest. What you want is for somebody else to pay for your health care.
To "Dear GTO @ 1:01 | 7:42 a.m." what would have been so wrong for GM to file bankruptcy, renegociate their contracts, and continue to operate as they have?
Do you know why those banks are "working like demons right now to repay their debt to the Fed"? American Express was still in financial trouble when they paid back the Fed. The strings that were attached to that money were so cumbersome that the banks are trying to get out as fast as they can to save themselves.
It will never be a fair fight between private and public sectors. The public sector will keep on subsidizing their side with stolen taxpayer money. They are, after all, "too big to fail".
We spend twice as much and get less from our health care system. The majority wants to change that. Stop listening to the extreme reich and your life will improve immediately.
It will be like playing a game with a child who makes up the rules. It doesn't matter how well you play or how well you follow your child's rules, you will lose. That child is the government, and the game being played is control of health insurance industry.
The government currently is in control of 30% of the economy. If they could capture the health insurance industry, that would give them another 18%. In the past you have denied that Obama is pushing us to Socialism, yet, if the government can take over healthcare they will run 48% of the economy. At their current rate of expansion, it wouldn't take much for the government to control a majority of the economy. That would be bad. Just think USSR, but on a slower death spiral.
Last I checked, Italy is not owned by America.
This is so humorous.
To hack with democracy. Seven-twp-percent of Americans favor a public option. Wealth care for billionaires is opposed. We will see mijority rules if they out spend you.
Pass the Public Option NOW.
Don't want to use it? Then DON'T!
You don't understand the numbers or the plan. The trillion dollar figure is for 10 years. That's $100 billion per year. If we can get 46 million people health insurance for $100 billion a year then that's a bargain.
Also, the money isn't for the public option, it's to subsidize the purchase of health insurance (public or private) for those who can't afford it.
After startup the public option will be funded by participants' premiums, just like a regular insurance fund.
Well, there you have it. The hard-right is so badly out of touch with reality they don't even acknowledge the 2008 election results.
Votes for Obama: 69,456,897 52.9%
Votes for McCain: 59,934,814 45.7%
Voter turnout nationally was the highest in more than 40 years.
How can you reason with right-wingers when reason has never been part of the wacky opinions they hold in the first place?
I truly have never seen such ignorance exhibited in the comments of the Obama supporters. It's clear you've never run your own businesses or been in Executive Level management because you'd never, ever say what you are saying; especially Roland.
If you don't understand how the government will eliminate private insurance with this approach, you just plainly aren't smart enough to get it.
As for MANDATE? Did you see the results last night? Your faux mandate was just blown up and handed to you on a silver platter. Get used to it.
More people in America identify themselves as conservative than any other affiliation.
You want Communism? Then move to a country that already has it -- there are plenty.
I'd rather have America stay free.
In the Constitution, it says that the government is supposed to provide healthcare for all where exactly?
The Democrats and fellow shallow thinkers want to blow up an entire system to cover 12 million people with healthcare. Oh yes, that makes sense!
It also makes sense to fine someone who chooses not to get healthcare with the IRS going after them.
I say, let's just go the distance -- let's ease his pain --- Let's build it so they will come!
Everyone just turn over all paychecks to the government and they will send us all what it determines we need. If we are going to go for 1/6th of the economy, let's just go the whole way.
After all, elitists know what we need better than we do. They've told us!
We can all live in mediocrity and be rewarded the same regardless of personal productivity...we are all in this together, right?
Let's have Obama make our Field of Dreams come true!
If our representatives were doing what the people wanted, why are we debating the current health reform bill? The current bill has 42% support that support is falling. 37% of the US supported the Stimuls bill when it passed, which means that 63% opposed it. If the government listened to us, why did it pass?
We need to dump every politician in Washington.
Just like with TARP --- the money should have just been given to us citizens directly if that's who the Democrats are really wanting to help.
Just give the money directly to the people. Why won't they?
@Wrex: you want Communism, then just move to a country that practices what you want to have. There are many; just pick one. Leave America; the land of the free and the brave alone. You and your followers are bad, bad for a free America.
Canada may pay less, but they also get less. A recent headline in the Vancouver Sun stated "Thousands of surgeries may be cut in Metro Vancouver due to government underfunding, leaked paper." You also have not taken into account the tort reforms that Canada enacted to reduce the lawsuits from malpractice. In some of those countries, such as Germany, they do not set boundaries on where an insurance company can sell insurance (Germany has a tiered system where a person can opt-out of the government plan if they make enough money). You also have failed to mention that the US has better access to the most advanced equipment and treatments than anywhere else in the world.
Bankruptcies due to medical bills account for less than .25% of the total US population. Even with a bankruptcy the person typically loses nothing.
Government mandates both state and federal add 20% to 50% to the cost of insurance. Eliminate or reduce those and you make health care more affordable.
Next, thanks to Medicare/Medicaid reimbursement rates, each insurance policy ends up paying an extra $1000/year.
Also, you haven't addressed the waste in a government program. Currently the government has identified $700 billion wasted in the health care. Of that $700 billion, only 1/3 is directly attributed to private businesses. The rest is due to government waste. Private health insurance covers about 2/3 of the US, and government covers the rest. So, with half the number of insured people, they waste twice as much money. So, if the government insures all the people, that $700 billion waste jumps to $1.4 Trillion waste in healthcare. How can a system that has the potential to waste more money be cost effective?
Also, what lies have I spread?
If you want cost effective healthcare, get the government out of the way.
"Over the past 4 years, the average profit margin has dropped for health insurance companies from around 5% to 2.2%. If premiums are increasing, why are their profit margins decreasing? If you research an answer to that question, you will find out what the problem is."
Because less people can afford health insurance and those who are seriously sick are either rejected or have their premiums raised so that they can't afford to continue their coverage.
Entire family's are denied health insurance because one family member has a serious illness which means that insurance companies are taking the handful of people who are stupid enough to not know that health insurance is a lose-lose situation.
Imagine having a restaurant in your neighborhood that you go and purchase a meal but are told that your hunger was a pre-existing condition so you don't get the meal that you paid for.
The people would soon learn to not go to the restaurant and their profits would decrease even if some people are stupid enough to continue patronizing that restaurant.
Take a simple economics class.
This is America, and I'll advocate whatever I want.
If you don't like, then you should leave.
Don't let the door hit you on the way out.
So quit spending all your energy vilifying the other side and start asking questions and talking about solutions!
Personally I don't care if there is a public option as long as my current private option isn't affected by that.
The problem is.... Obviously it is.
Why must Obama's plan include HUGE taxes on people like me, who want to stay with what the Government refers to as "Cadillac Plans"?
Why must it include RESTRICTIONS and laws obviously intended to price them out of reach?
In Obama's plan... Prices for my CURRENT option will necesarily skyrocket! WE ALL KNOW THAT.
He says I can keep my current insurance if I like it. BUT... How can they afford to provide it IF...
-Must accept anyone_anytime pre-existing conditions and all.
-No payment caps allowed.
-Extra taxes heaped upon the vendor AND the customer.
I can no longer afford my CURRENT insurance if this bill passes!
What is 12 million? The number of uninsured people in America? Because that's what I'm talking about. If you're talking about the same thing then you, sir, are clearly the ignorant one in this debate. Please, do elaborate on exactly what your 12 million is referring to . . .
It's time to defend the Constitution from enemies, foreign or DOMESTIC!
It's pathetic how many ignorant Americans will sell out this country from a little "free" stuff....we all know that nothing is free but people like Wrex just don't get it.
Yes, let's ruin America to give 12 million, not 40 million, health coverage. That's truly a smart move. Idiotic is a more appropriate way of putting it.
You do know that Obama isn't using that figure any longer --- after it was exposed that illegals, you know non-citizens, were included in that figure...but go ahead, breakdown the 46 million figure for us.
Where are you getting the number that 30% of the economy is controled by the government? I can't find it anywhere on the internet.
Read "THE ECONOMIC EFFECTS OF STATE-MANDATED HEALTH INSURANCE BENEFITS" at the college of New Jersey. It shows how 25% of the uninsured are that way as a direct result of state mandated benefits.
Read "Fix health care? Cut taxes." at the Times Union, which shows that 20% to 50% of the cost of insurance is due directly to government mandates.
In 2000, 64% of the US had private insurance. Today, 60% of the US has private insurance. When you use those percentages with the increase in population, you find that there are 14 million more people covered with insurance now than in 2000. So, total enrollment is up, not down as you think.
If a family is denied because of one person, they can get coverage for all of the remaining family if they choose to do so. The remaining person, having been denied, can be covered under HIPUtah. If a person doesn't take the time to work with an insurance representative why should that be counted as a problem with health insurance? Isn't that a problem with that person?
She was quoting a Washington Times article from July 7th, that said "William Boyes, an economics professor at the W.P. Carey School of Business at Arizona State University, estimates that the government now owns or controls businesses that generate about one-third of U.S. economic activity."
Dr. Boyes, said in another interview about the article and Bachmann "I simply added up how much of GDP [gross domestic product] was govt run or govt controlled. I gave an approximation that is pretty conservative. I suspect the actual number is more like 40%; if health care goes through then it will rise to over 50%."
Does that work for you?
The percentage of people without health insurance in 2008 was not statistically different from 2007 at 15.4 percent. The number of uninsured increased to 46.3 million in 2008, from 45.7 million in 2007.
If a public plan turns out to provide better care for a lower price, then the private plans deserve to go out of business. Again, good for everyone as we get better care for less price.
So, what's all the drama about?
Perhaps if you had better health insurance, you could afford that medication you obviously need. Good luck with your hysterical paranoia.
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OBAMA in 2012! Get used to it!