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One-two punch: 40,000 Utahns lost jobs and health insurance in 2008
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DO NOT FORCE THIS "REFORM" ON US!
There are issues, but this is a ruse to take away more than my job. I do not what to be a slave to the Gov't.
Health insurance is not any different than a loaf of bread, or transportation, or housing. IT IS NOT THE JOB OR DUTY OF THE GOV'T TO PROVIDE THIS FOR ME OR ANY ONE ELSE.
I am very sincere in my effort to not have my country further weakened by pandering to the weak and desperate. I have written my reps and told them no. The response is mostly "but we have to do something"....WHY?
Life is to learn, grow and sometimes suffer, so why do they always try to fix what is not theirs to fix? If they care so much then come up with solutions that come from individual people (without coercion), NOT Gov't social programs.
We all live, we all die, and no matter what the circumstances we should EACH do our best with what we have been given. Life is Great!
My wife is self-imployed. The company I used to work for had outragous prices on health insurance once you added on more than yourself. We looked to purchase insurance on the free-market as you say and it was even more expensive. In the end, it was actually cheaper for me to change jobs, with a slight decrease in yearly salary but better health benefits.
Bottom line is health industry costs are skyrocketing, and that is an road with no end in site.
But once again, most rational people understand the problems in health insurance. But of government is trying to making a bigger mess out of our great health care system.
If you should go to an emergency room with no insurance, we will get stuck paying your bills.
Thank god for Obama. I'm unemployed. I collect unemployment and I finished two classes in Cisco networking and network demonstration. Obama opened up training to the unemployed. I start three new classes this week.
I use VA and I love my government option. I get treated better at VA than the health care I paid for while I was working.
Today, we are scrambling to keep up with the increasing life expectancies and quality of living experienced by Europeans and some Asians. The U.S. is tops in medical technology and pharmacology, and enormous profits are extracted from these markets. But delivering that product to the masses without astronomical cost increases is the problem we now face. Our system favors the supplier, not the consumer.
Countries with lower levels of medical technology are delivering a better product to a much higher portion of their population for a lower cost. Their systems favor the consumer-patient.
The trick now is to somehow increase the benefits to the consumer, while not destroying the structure which has provided so much advancement in research and development. There are a variety of ways of doing this, but the simplest is a public option.
We need stop thinking of the public option as a socialist scheme and take it for what it is, a means of using market forces to transform the entire medical industry.
Americans pay the most to be 37th in the world? You wouldn't pay Mercedes prices for a Kia. When its your health care cost to benefit no longer matters to you?
The evil government; the government that rescued that captain off Somalia, runs at 2% overhead. They can exact an injured person under fire in Afghanistan and fly them to Germany.
Our government does a great job doing many things. This is America. If your boat is sinking you call call Glenn Beck and not the Coast Guard if you wish.
You see, Hussein means "beautiful one". So the more they use it, the more they send their good will to the duly-elected President of our great country.
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Oh, and "one of the group" -- NOTHING has stopped you from starting a health savings account. How much is in yours? How long do you think it would take, for you to save up to pay for a broken leg, emergency heart surgery, or diabetes treatments?
Would you care to explain what "Market Forces" are involved in the PUBLIC OPTION, that makes it an instument for controlling healthcare costs? I don't see it.
Now, one anonymous says that we're paying $1 billion a day because of Obama's poor decisions. First of all, I disagree that Obama has made poor decisions. Surprise, surprise! But I'd also bet that figure is false, but I haven't had time to look it up, but I will, as we were already a trillion dollars in debt before Obama even became president.
Another poster says this is the worst president ever. You have a right to your opinion for sure, but we'll let history decide. I'm willing to bet that history will show that W was about as bad as it gets, and only won the presidency because of his name and help from family and friends in the right places. Even Reagan didn't like him when his daddy was VP.
When dishonest people created insurance scams and began stealing people's money and failing to pay on legitimate claims, it became clear that regulation was needed. Those who sell insurance are now licensed, and each State regulates insurance companies according to statute.
Long before 30 years ago (sorry Gary), insurance began to make sense for companies to take care of their employees. This idea began, interestingly enough, among unions and employee associations, not as a "perc" offered by management to entice better employees!
So, at its heart, insurance has been and always will be a "socialistic" idea.
But that doesn't mean it's not a good one!
I do agree that it is not completely presidant Obama's fault but I disagree with obama when he states that this was all droped on him by Bush. The freaking dem's controlled the house and the senate that made the push for an astronmicall stimulus. So yes it is Obama's fault that we are in this mess sence he was on that senate that made that push to put my childeren in debt even though they aren't even old enough to say money let alone know what it is.
The reason it is so hard to set up a great insurance system is that no one has ever found a way to get something entirely for nothing.
Oh sure, for all the people out there who don't have jobs the government could set up the system so that it taxes everyone who does have jobs more, to make up the difference, but is that not a flawed system?
If someone out there wants to work extra hard, I'd be happy to give up my job, let you work two jobs, and tax you the wage of the one job, to pay for all my living expenses. How about that? What? You say, no. I didn't see that coming. I'm almost in tears that you won't accept this proposal.
Try to see the big picture, unless your capacity is just too limited. It must be wonderfull living in fairytale land. Do everything you can to stay there, I don't think you are ready for the REAL WORLD.
Let them pull themselves up by their own bootstraps.
- Karl the Conservative
Until we all get involved in buying health care services and are reconnected with the real costs, we will continue to get absurd outcomes. We are getting what we deserve.
Conservatives should stop with all the venom for Obama and focus on finding and electing intelligent, honorable people with innovative ideas. Putting up folks like Sarah Palin and Geoerge W Bush just makes conservatives look like bafoons.
My original point is one of perspective. Either you look for benefits and perks by having someone else pay your way OR you pay as you go. Insurance is not a villein in this, they are in it for profit(that's ok), which is exactly the same as individuals or families going through life. There is a balance sheet for each of us and we all are in it to make a profit. To say other wise is being dishonest.
To the poster that asked about a HSA, that is what I'm working toward now, on my own dime. I am not wealthy nor living off of others. It is a very hard struggle as I have now started my own business and do not collect Unemployment Benefits. I'm not complaining, I'm blessed and glad to be on my own!
It is not the gov'ts business to take care of me or you, or to own car companies, financial institutions, or who knows what else as the meltdown continues!
WAKE UP!
Medicare... going, going, going... Bankrupt
Social Security..going,going,.... Bankrupt
United States of America... Going, going, going......?
This isn't a myth, this is how it is right now, we are going down a road that is very bumpy and the brakes are out! My opinion, hardly. Look up the gov't projections. And by the way, the date has been moving up for the past couple of months, it now looks to be only a couple of years before we are spending more than we take in for social security and as unemployment continues to get worse the date will move forward quicker! What a quagmire! (oh yeah, it's Bush's Fault, Rightttttt!)
I also know what the government projections are. Medicare and Social Security have been in trouble long before Obama became president, so what are you trying to say there? And are you advocating for Social Security? Because that's a government program, being done in by the babyboomers.
I do, however, agree with your premise of self-reliance, but only if you're afforded such opportunity. If you want to sit there in the comfort of your home, with obvious ammenities like a computer, cable TV, cell phone, etc. while this country has a huge homeless population, including children, and somehow say they shouldn't receive some government help to become self-reliant, I wholeheartedly disagree with you.
The real problem with this family is they did very little to plan to pay for it by saving up some money. Insurance has never been meant or intended be a full pay system and it never will be, not even with the Obama plan. Even in what reports coming out about the Obama plan, they will not pay in full for any services either.
People of america think that an insurance plan is like a bumper to bumper car warranty and they are not responsible for their debts in medical care.
Now with all these unemployed workers, how will they pay for the forced health care law to pay for health care insurance or go to jail? How will the millions of jobless people be able to pay Obama?
The Obama plan says everyone must have either his plan or a private plan in force for the rest of their lives or face fines and jail. This plan will fall on the shoulder of every american to pay for it whether you want to believe it or not.
Medicare is going broke? We have heard this before, time and time again, that Medicare is going broke. In 1970 it was the big news, In 1980 same story, 1990 Medicare is going broke, and in Y2K it was broke again. Well, Medicare will always be broke, all I can tell you is that it works.
the article talks about insurance, while I was head of hr we had to get new insurance. The company chose to go with an insurance company who charged us $110 more than the competition but they were friends with the owner of the company. I wonder how many other companies are in a similar situation?
Others in this thread say they are self sufficient and I think that perhaps they drive on gov't roads, send their children to gov't run schools, call the gov't run police department when there is a problem.
The gov't is in your life and you can call yourselves non-socialists but when you really examine your lifestyle you pay your taxes and reap the benefits. The gov't can make much more money if it keeps the worker bees healthy.
The cost of bankruptcy due to healthcare can ruin not just one generation but many.
BLAME OBAMA!! He has KILLED the economy with CAP and Trade, Tarp, non-stimulus STIMULUS, OBAMAcare....
He has unseated Jimmy Carter as the worst President in History......
Only problem is that under a socialistic government run system, the worker bees are out of work! If the worker bees don't have jobs then the worker bees can't pay the taxes for the freebie/vote-getting schemes of the 'dear leaders.'
"If health insurance were available in the free-market, there would be no concern about losing health insurance when you leave an employer."
Um, it is.
"Health insurance is not any different than a loaf of bread, or transportation, or housing."
Are you serious? Has the cost of a loaf of bread risen 119% in the last decade? Does Wonder and Great Harvest collude to drive up rates? Will it kill you not to have it?
"The reason it is so hard to set up a great insurance system is that no one has ever found a way to get something entirely for nothing."
Since the whole purpose of insurance is to ensure that you've pre-paid for services, it should be called ensurance. Insurance is the biggest legal scam in history.
"To those that think that I will go to the emergency room like I'm an illegal, you are wrong!"
Wow, just wow. You better hope you never have an accident then, cause that's exactly where they're gonna take you.
Engineers are fond of saying that you can make a technologically-advanced product quickly, or you can make it cheap. You can't do both.
Similarly, we can make sure everyone has access to top-notch medical care, but we won't be able to do it cheaply.
And Americans are exceptionally delusional if they think the government can provide top-notch medical care to everyone without significantly raising their taxes.
But I guess the desire to get something for nothing is so strong with some people that they are willing to ignore reality to get what they want. The irony is that they will eventually end up with nothing.
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If health insurance were available in the free-market, there would be no concern about losing health insurance when you leave an employer. You wouldn't have to worry about those insane COBRA payemnts - your rates would stay the same. People could "shop around" for the coverage that best suits their needs and budget (instead of having to pick from a plan that the HR director chose FOR you). The cost of health insurance would go down because of competition AND it would be equalized because the costs would be shared by everyone within the insurance company instead of just the employees in your company. Small businesses wouldn't have the overwhelming expense of insuring a small group. Tax advantages could still be provided in the way of tax credits.
Please, SOMEONE explain to me why health insurance is NOT offered like any other "product" in this country!