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A.G. announces credit freeze law
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Identity theft has caused a lot of pain for many people for quite a number of years now. This should have been done a long time ago.
The problem is that the credit bureaus have made it very difficult to protect ourselves. They want to sell your personal information and businesses want you to have access to instant credit.
Companies like lifelock have automated the process.
The credit bureaus know how to shut down idenity fraud but they will not do it because it would cost them money. I wish somebody would sue them for neglegence.
They are like the tabacco companies. They know their operating procedures are harmful but will not do anything about it because of the 'love of money'.
If someone steals your identity, guess who has to spend lots of time and money trying to clean up the mess. You!
I want the system to be that if someone wants me to pay for something, they must prove that it was me that bought it. If they can't do that, they clean up the mess. To me it is as if the transaction never happened. I don't need to "fix" anything with my credit report.
If businesses were left with the mess, you can bet that everyone would need (and have) a tamper-proof ID card in order to buy something on credit. The identity thieves would be stopped in their tracks.
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