"With 20 of 22 projected starters and 57 players in all under contract next
season, the Panthers have very few key personnel issues to iron out."
Apparently, the writer knows absolutely nothing about the Panthers as they have
one of the worst defenses (secondary in particular) in the NFL, ranking 28th.
They need major help. And saying the return 20 starters means nothing when half
of the ones on defense couldn't start for any of the playoff teams.