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A third of employers may drop health plans in 2014, study says

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  • SpanishImmersed Mesa, AZ
    June 8, 2011 10:57 p.m.

    I guess we're all going to be on social medicare, cradle to grave. Goodbye to the health care system we have known....BlueCross, Cigna, Humana, MetLife, Kaiser, United, DMBA, Aetna, etc...

  • Rifleman Salt Lake City, Utah
    June 8, 2011 8:56 p.m.

    Re: Pagan/Pagen

    The point of this whole story is that a third of employers may drop health plans in 2014 thanks to Mr. Obama. When government gets its fingers into something you can't possible expect it to succeed .... with the possibility of wars we start, the post office, social security, and oh yes, no child left behind.

  • patriot Cedar Hills, UT
    June 8, 2011 4:47 p.m.

    Hmmm, as I recall the GOP was forecasting this very thing happening about a year ago when Obamacare was being rammed down our throats and of course the demo-rats were promising no such thing would happen. Oh and I'm just certain this has nothing to do with all the insane mandates, taxes and crap that Obamacare is and will be lumping on employers going forward. Isn't this convienent that employers start dropping their benefits for health care just in time for the big brother government to come sweeping in and save the day with their own insurance. Oh and I'm just certain this is just a coincidence. NOT!!!!! This has been the plan from day one with Obamacare - to create a giant government dependence and increase their al-mighty power over our lives. I smell a single payer plan about to be re-introduced by the chosen one.

  • screenname Salt Lake City, UT
    June 8, 2011 4:10 p.m.

    Pagan,

    It is not a study. It is a survey, as indicated by the article. I'm beginning to suspect you didn't even read it (the article).

    My questions were only to give you an opportunity to make sense of your post and how it related to mine. Because you cannot answer the questions adequately, you refuse to. If you would stay on topic with your posts, I wouldn't have so many questions about them.

    Why can't you help me make the connection? Because there is no connection. Share an example of a BUSINESS declaring bankruptcy because of the rising costs of insurance, and you MIGHT have a point. But even then, it'd be inconclusive, unsupported by ANY sources, and pure conjecture on your part. How does an individual declaring bankruptcy have any effect on the business that employs him/her?

    I understand that health care costs have been skyrocketing. They continue to skyrocket under Obamacare. Care to provide any evidence that Obamacare has reduced the rate at which health care costs are increasing?

  • Belching Cow Sandy, UT
    June 8, 2011 3:20 p.m.

    Does anyone really understand what Pagan's posts are about? Most of the time I skip over them cause they don't make any sense. Today I decided to try and make sense of a couple of them with no luck.

  • Liberal Ted Salt Lake City, UT
    June 8, 2011 3:06 p.m.

    Let's see how long it is before the federal government starts "borrowing" just short term from health care to pay for pet projects and other pork and bribe their followers to vote for them again. That's why social security is in such trouble. Borrow Borrow Borrow, the next generation can pay. Borrow now, think later attitude is not working. I have $15 Trillion reasons why it's not working. That's pretty compelling arguement right there. I don't care where the money was spent or the programs created from it. It's debt! Pure and simple. Debt is NOT prosperity! Debt is the opposite of prosperity. We are NOT the richest country in the world. We are just as poor as the third world countries we're borrowing from.

    Why can't the left wrap that around their heads? It's simple. They don't care what happens. Their attitude is as long as they're taken care of (live for today)don't worry about tomorrow.

    Well I'm not interested in passing debt on to other generations. Our legacy is either debt or surplus. I would rather have surplus as our legacy.

  • ouisc Farmington, UT
    June 8, 2011 2:30 p.m.

    The best way to keep costs down is through competition. Eliminating competition is not good for medical costs or clinical outcomes.

    I am fully in favor of universal coverage. But I am adamantly opposed to the government driving the market for heatlhcare coverage.

    Somebody once again claimed U.S. healthcare is not as good as Europe. Note a couple of huge differences: Europe is perfecting U.S. innovation (much like Japan did in the technology revolution) while the U.S. continues to pour more and more money into medical research (such as a huge part of Obama's economic "stimulus" spending).

    So our president has done the two things to healthcare that we really can't afford right now: 1) discouraged competition, and 2) increased healthcare costs.

    And please stop thinking healthcare is perfect outside of the U.S. France and parts of Canada (British Columbia) are actually looking to re-privatize health insurance coverage due to government ineffectiveness. Single payer really isn't such a golden idea.

    What we need to do is find a way to get the world to pay the U.S. for our healthcare and pharmaceutical innovation!

  • screenname Salt Lake City, UT
    June 8, 2011 2:19 p.m.

    Pagan-

    I inserted the word "Obamacare" because it was an antecedent. Since I didn't include the antecedent in the quote itself, its meaning is unclear. It's a common practice. It's very obvious from many quotes in the article that employers are dropping health insurance coverage due to Obamacare.

    It's quite a logical leap to jump from a health insurance company dropping individual policy holders to employers dropping health insurance coverage from its benefits. They're completely different animals. I ask again, do you have any evidence for your claim that employers were dropping coverage before the law was enacted?

    I also have no idea where you got the idea that an increase in the number of bankruptcies should be ignored. What did I say that implied that? How do bankruptcies apply to employers dropping certain benefits?

    What does a public option being included in health care reform have anything to do with my argument? I'm not even sure whose points you're trying to rebut. Strawman, perhaps?

  • Rifleman Salt Lake City, Utah
    June 8, 2011 2:06 p.m.

    Re: Pagan | 9:25 a.m. June 8, 2011

    Why should employers be expected to pay for something Obamacare is going to take care of? If employers are given options they should be expected to take the one that costs them the least. A win win for everybody ..... except maybe for the taxpayers and they're expendable.

  • Belching Cow Sandy, UT
    June 8, 2011 1:58 p.m.

    @IDC
    Bingo! You hit the nail on the head.

  • Pagan Salt Lake City, UT
    June 8, 2011 1:11 p.m.

    'You claimed in your post at 9:25 am that employers were going to drop coverage before Obamacare was enacted. Do you have any evidence that this is true?' - screenname | 11:58 a.m. June 8, 2011

    Well, I thought the date, time and source of healthcare companies dropping patients for 'pre-existing conditions' was evidence enough.

    *'Wellpoint Drops Coverage For Some Women With Breast Cancer' - By Mary Ellen Egan - Forbes Magazine - 04/23/10

    But true this is not the 'employers' per se'.

    Just the insurance companies they employ.

    Does this mean you would get any health insurance if your insurance company, provided by your employer dropped you?

    No.

    And how does the study 'precisely' name Obamacare...

    if you have to insert the word?

    It's called HEALTHCARE reform.

    Also, I cited a 81% increase in bankrupcies from the American Journal of Medicine. That is a direct corelation.

    Or are you implying that a more than 3/4ths increase in bankrupcy, from 1981 till today, should be ignored...

    instead of healthcare reform, signed a little over one year ago?

    And last, was a Public Option INCLUDED in healthcare reform?

    No. It wasn't.

  • screenname Salt Lake City, UT
    June 8, 2011 11:58 a.m.

    Pagan-

    You claimed in your post at 9:25 am that employers were going to drop coverage before Obamacare was enacted. Do you have any evidence that this is true?

    Keep in mind that this survey specifically mentions that a higher percentage of companies indicated they might drop coverage due precisely to Obamacare:

    "the McKinsey consultants explained the law's [Obamacare] "implications for their companies and employees" before asking for a response, according to the report..."

    It appears that a large number of the companies contemplating dropping health insurance is a result of Obamacare, not the rising costs of health insurance.

  • Pagan Salt Lake City, UT
    June 8, 2011 11:39 a.m.

    'Let's face it pagan you're leader is going down the toilet.' - Liberal Ted | 10:43 a.m. June 8, 2011

    Well, at least your going away from calling Obama 'boy', as the first black president.

    But if your implying he's 'my' leader...

    do you feel that you are above the President of the United States and shouldn't have to follow his legal orders?

    I have almost NEVER agreed with George W. Bush, but I never claimed he WASN'T President of the United States.

    Just a bad one.

    And then, dosen't that mean he was YOUR leader, that you elected...

    twice?

  • J-TX Allen, TX
    June 8, 2011 11:27 a.m.

    JustAsking - One of the big promises (lies) from Obama about his "health care reform" was that it was going to save me money. It was going to put pressure on the big Insurance companies to increase efficiency in order to compete. It was going to force Pharmaceutical companies to make reasonable profits. Bullocks!

    And as long as I stay under a group plan, my wife will remain covered, though the out-of-pockets are going to go up and up and up.

    I'm not only criticizing Obamacare because it hasn't done / isn't doing / won't do what it promised. I am criticizing our government of the last 25 years for allowing the Health Care industry to rape the American people. I am equally criticizing them for not passing Tort Reform to limit malpractice awards, which is a major determinant in rising health care costs.

    We don't treat the disease in this country. We treat the symptoms in a reactive mode that buries the economy and the average citizen in red tape and national debt.

  • JustAsking Saint George, UT
    June 8, 2011 10:53 a.m.

    J-TX your increases in cost for insurance are on par with previous year increases. 18% is consistent with historical year over year averages going back for almost 7 years.

    I suppose you are writing President Bush a scathing letter complaining about it.

    Obama Care is not to blame for your woes. In fact thanks to Obama care you will be able to find coverage for your wife in the future. That is definitely an option not available in the past.

  • Liberal Ted Salt Lake City, UT
    June 8, 2011 10:43 a.m.

    Oh thank you, oh wise barackupcy! Borrow, Spend, Borrow, Spend!! Yes oh Yes it feels soo good to run the country into the ground.

    We don't need silly jobs!

    We have welfare and a nanny state to make all the bad go away:)

    Let's make barry huessein obama our king! There is no chance of corruption, greed, deals with big business like GE, GMC, OIL, ACORN, Weiner etc!

    Let's face it pagan you're leader is going down the toilet. Pelosi did keep one promise. The swamp in DC is going to be drained of the filth. They cleaned out a good portion of it last election. Come on 2012 and we'll clean out some more of it!

  • USAlover Salt Lake City, UT
    June 8, 2011 10:39 a.m.

    Had Obama ever run a company, worked in a company or had any experience in business, he would have seen this coming.

    It's about time we send a man to to do a man's job.

  • Pagan Salt Lake City, UT
    June 8, 2011 10:37 a.m.

    'Obamacare has thus;
    1) Limited choice and competition' - J-TX | 9:56 a.m. June 8, 2011

    This would make sense...

    if you provided even ONE health insurance comapny that went under after 'Obamacare'.

    Since you didn't....

    What healthcare providers are you factually DENIED from using?

    You didn't say.

    Also, major healthcare provides could 'opt out' anytime! It was called a 'pre-existing condition.'

    *'Wellpoint Drops Coverage For Some Women With Breast Cancer' - By Mary Ellen Egan - Forbes Magazine - 04/23/10

    And last, if you cannot see that healthcare cost's have been going up...

    since 1981...

    supported by the American Journal of Medicine in 2009...

    which I posted on 9:25 a.m. June 8, 2011!

    Well...

    I cannot help you if you want to 1) Created and 2) Ignore the facts of the matter.

  • mkSdd3 Ogden, UT
    June 8, 2011 10:35 a.m.

    It is easy for those that support Obamacare to look forward with an optimistic eye right now. We are only speculating how the system will work and what the benefits will be. The promise of universal health care is easy to look at with rose colored glasses. But can any of those supporters help me out and give me any government run program that is run well?

    I just need a glimmer of hope.

    All government run programs are slow, long lines, inefficient, and a big pain to deal with. I know that this is a huge generalization, that is why I am asking for the example of a well run program so I can pin my hopes on that.

  • JustAsking Saint George, UT
    June 8, 2011 10:31 a.m.

    This report also found:
    "Overall, employees value cash compensation several times more than health coverage. Further, many younger employees also value career-development opportunities and work-life balance more than health benefits," McKinsey says. 60 percent of employees surveyed expect employers to offer higher wages if they drop insurance coverage, and most employers said they probably would.

    Another reason why employees might tolerate the axing of their benefits is that the policies offered by the state exchanges may be better and cheaper for them."

    Sounds like a win win....

    Again Hooray for Change!!!! Hooray for the economy!!! Hooray for Obama Care!!!!!!

  • FDRfan Sugar City, ID
    June 8, 2011 9:56 a.m.

    Northern Lights.
    I have Medicare but also a choice of several plans for supplemental coverage. I have more healthcare freedom now than I ever did before.

  • J-TX Allen, TX
    June 8, 2011 9:56 a.m.

    Obamacare has thus;

    1) Limited choice and competition,
    2) Made healthcare less available by having health providers opt out of major plans, and
    3) Made health care more expensive.

    My group health renewal, which takes effect in September, has me paying 18% more overall (prescriptions are 50% more), with a reduction in benefits. Thank goodness my wife's current cancer treatment is under this year's "cheap" plan.....NOT.

  • screenname Salt Lake City, UT
    June 8, 2011 9:32 a.m.

    Would any fan of Obamacare care to explain to me how it helps the common man stand up to the evil insurance companies? Does it break up the supposed monopolies? Does it offer an alternative? Does it force them to lower their prices?

  • JustAsking Saint George, UT
    June 8, 2011 9:26 a.m.

    Employers like me, are finally seeing the reality that when individuals can buy better insurance, cheaper, without interference from employers they are better off taking their healthcare into their own hands.

    Finally we will be free to choose...... Republicans had years to address this issue but they chose to bask in the "PAYOLA" of special interests and profit from our misery.

    Shame on Republicans for supporting a communistic system of corporate greed. Thank you Obama for standing for freedom and for restoring a truly capitalistic system.

  • Pagan Salt Lake City, UT
    June 8, 2011 9:25 a.m.

    If you thought your employer was going to keep paying for your healthcare BEFORE healthcare reform, you are foolish. And need to keep up with the trends.

    'Only in America: Bankruptcy Due to Health Care Costs' - James E. Dalen, MD, MPH - 08/04/09
    'The article by Himmelstein in this issue of the The American Journal of Medicine documents that health care expenses were the most common cause of bankruptcy in the United States in 2007, accounting for 62% of US bankruptcies compared with 8% in 1981.'
    - American Journal of Medicine

    Employers were going to drop health plans BEFORE healthcare reform. And if you didn't have any health insurance?

    *'Uninsured ER patients twice as likely to die' - AP - 11/16/09

    What could have POSSIBLY helped you if your employer drops your health plan?

    A Public Option?

    Boy. Good thing our 'saviors', the Republican Party fought, tooth and nail AGAINST healthcare reform and a public option, huh?

    Death Panels
    They're gonna kill grandma
    Final solution

    You keep believing those lies.

  • JustAsking Saint George, UT
    June 8, 2011 9:11 a.m.

    Where is the Capitalism in a system that does not give choice to the consumer. As a business owner I have been paying through the nose to the Monopoly of insurance tyrants long enough, with virtually nothing in return but a broken system.

    I applaud Obama and Healthcare reform for finally forcing the unscrupulous to provide reasonable choices to those who want to have a viable healthcare system.

    When outside forces strangle the health of an entire nation it is time to rise against those forces to reclaim our right to choose. There is no single payer system in Obama Care nor is there Government dominance of healthcare. Thank you President Obama for standing against the crushing tyranny of a multi-billion dollar industry so we can all finally be free to choose....

  • Northern Lights Louisville, KY
    June 8, 2011 8:39 a.m.

    FDRfan,

    I disagree with your comment. I feel that a mandatory "national or state" plan takes away my freedom of choice. Without freedom of choice as a consumer, I lose any leverage to negotiate the best possible terms for the services I want. I would also prefer to avoid any "cookie-cutter" program which becomes administratively bloated due to inefficiencies and mismanagement. Anyway, that's my opinion.

  • WHAT NOW? Saint George, UT
    June 8, 2011 8:37 a.m.

    Business is not supposed to provide a "nanny state" for employees.

    Business exists to make a profit.

    If an employee does not like that fact...

    move on.

    Business has now improved its "bottom line" by eliminating health care coverage for employees.

    The next step is to end Medicare.

    The step after that is to end Social Security.

    If a citizen does not like those facts...

    they can move on.

    Hey, I'm not kidding...

    Pawlenty told me to "Google" it...

  • open minded Lehi, UT
    June 8, 2011 8:26 a.m.

    One again greed and profits come before human life. Capitalism is meant to be for the People not the Corporation. Business will again make sure it gets what it wants at the expense of people. Then people will defend businesses to do whatever they want to and claim it is Capitalism. That is not the Capitalism Adam Smith the economist wanted- he believed business should take care of its employees but in today's America we have lost sight of that. We then blame the government for trying to force us to be better human beings than we have become.
    Those of you that think there is Capitalism in practice with insurance companies have been duped by the powers that be. Insurance is a giant empire that has total control and doesn't want its own customers to have any power or say. While Obamacare may not be the answer to insurance and health care problems at least it is an attempt to fight against greed and destroy the insurance empire in order to create real Capitalism and choice for the customer- not Capitalism for the corporation only.

  • IDC Boise, ID
    June 8, 2011 8:14 a.m.

    I think Howard S. is onto something. The more people rely on the government, the more power obama and the democrats have. The more history I read, the more this becomes apparent. Get people in debt to you, get them reliant on you, and they will be yours forever - it is too painful to get out from under those in power.

  • DN Subscriber Cottonwood Heights, UT
    June 8, 2011 7:34 a.m.

    Businesses exist to make a profit for their owners/shareholders, not to be lackeys to a socialist government that hates business.

    Sadly, this forces businesses to drop healthcare plans that have been great for employees. And, it will destroy most of the choices available in the past for different types of health insurance.

    Obamacare is a bad plan, and passed in great haste (and deception) to hide its many flaws and consequences (intended and unintended).

    Repeal of Obamacare will be a major step towards improving the the rapidly declining state of healthcare.

    Obama was untruthful when he claimed "If you like your insurance you can keep it" and "Healthcare costs will go down."

  • FDRfan Sugar City, ID
    June 8, 2011 7:05 a.m.

    This just strengthens my belief that we should have a plan (national or state) where all pay something and all are covered. I see no reason why we should have subsidies to pay private insurance plans. That just siphons off needed resources. A state administered plan would be more accountable than a national plan but all states should do something. This is not an area best served by a laissez faire approach.

  • KM Cedar Hills, UT
    June 8, 2011 7:02 a.m.

    Duh! Who woulda thunk that? Its been Obamas dream, and that of his mentors, to have a single payer system. socialism good, capitalism bad, you know. their plan is to just nudge us fools in the direction they want us to go.

  • seer kaysville, ut
    June 7, 2011 11:38 p.m.

    Capitalism is the unequal distribution of health care.......Socialism is the equal distribution of misery. I have tweaked Churchhill for a moment.

  • Moderate Salt Lake City, UT
    June 7, 2011 11:24 p.m.

    STILL waiting on the Republican plan, or is it "get rid of Medicare"?

  • gdog3finally West Jordan, Utah
    June 7, 2011 11:18 p.m.

    @David and conservative scientist. Be what you are politically, but I urge you to use your mind to think outside of party line ideas that induce all things negative as the opposition's fault.

    Healthcare in our country has been building it's foundation as a capitalist enterprise since WWII. That might be something that you justify, and we could argue validations relative to specifics, but I doubt I could change your minds with my 200 words that the DESNEWS provides.

    All of that said, our healthcare is well behind other civilized, and even semi-civilized nations. Somehow I think that David and conservative scientist would consider me unpatriotic for using my free speech to question anything that is a staple in the USA that can or even can't be traced through a single party.

  • Cougar Blue N. Las Vegas, NV
    June 7, 2011 11:05 p.m.

    Should have gone "single payer" in the first place.

  • Howard S. Taylorsville, UT
    June 7, 2011 10:42 p.m.

    @conservative scientist

    "Private businesses planning on doing something other than Obama thought they would do? Who would have ever thought?"
    *******

    Actually, this is exactly what Obama thought they would do... more people off employer sponsored insurance and in need of government health care is precisely what Obama wanted.

  • David Centerville, UT
    June 7, 2011 10:20 p.m.

    So the government, through Obama's healthcare law, will make the health coverage of Americans worse than before, while significantly increasing taxes to cover this Obamanation we call Obamacare.

  • conservative scientist Lindon, UT
    June 7, 2011 9:32 p.m.

    Private businesses planning on doing something other than Obama thought they would do? Who would have ever thought?