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State law is factor in bankruptcy, study finds
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Yes, credit card companies lied about bringing down interest rates. Is anyone surprised? Of course, Orrin Hatch was one who abetted those moneysuckers in getting that harsher bankruptcy law passed. But then, the law has become a rich man's game.
Whaaaaaa!
I NEVER saw anything like it when I was that age, and never saw anything like it in any of the 4 of the other states I've lived in.
This IS a Utah problem.
Why not add that into the research?
Bankruptcy as a stigma if you working for a living. This stigma doesn't apply to American aristocracy. Neil Bush and savings and loans.
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With Utah's income restriction laws, very large illegal aliens workforce, and welfare to supplement low wages of employers, has driven many low and middle income families to rely on easy to get credit cards as supplemental income. Families in stress with needs are going to use whatever they can get their hands on to ease finances. Utah has one of the lowest yearly income workforces of many states in the nation so its only logical that Utah will have a higher bankruptcy rate. How well the workforce is paid is directly related to bankruptcy's. Average jobs in Utah are well below the national poverty level putting us in bankruptcy more often.