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Some advice for would-be borrowers: Make do

Sure, blame the twenty-somethings for all of the feckless spending. They've never had to make do (Unless you count the 50% of them that had to "make do" with terrible, divorced parenting). We can blame the people taking the loans all we want, but somewhere someone decided it would be a good idea to give loans to feckless spenders. Somewhere somebody made a lot of money off the feckless spending. I'm guessing that person was not a twenty-something.

Like it or not, economic reality is going to force compliance with her advice which echos the advice of President Boyd K. Packer. Thank you for this re-iteration of his advice.