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Health-care revolution needed, group says
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Our problems with health care exist because the consumers -- the patients -- are not exposed to the real costs of the product. Our current system of third-party payment by insurance companies is the cause of this; simply replacing insurance companies with the federal government will not fix it. Indeed, given the government's track record, it will make it much worse.
A better car/health care analogy would be if Americans expected their car insurance to pay for oil changes, tuneups, routine maintenance and repairs. One can imagine how costly auto insurance would be if everything you wanted for your car -- including gasoline -- was covered by your insurer.
Health insurance shouldn't be for routine care. It should be like auto insurance -- something available for emergencies that would create a significant financial burden. Not for paying for your doctor's visit to have him look in your throat because you have a cold.
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