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Live prudently, LDS reminded
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We listened to conference. At least three speakers counseled about getting out and staying out of debt. We decided to stay in the old home. We are very glad we did. Not only would we have had a lot of stress during these financially difficult times, but we would have been ill prepared to deal with several family difficulties that surprised us during this period.
My personal experience is that listening to the general authorities and prayerfully, humbly following their counsel brings blessings to my family. I recommend it.
Best Regards,
James
Early leaders WERE much more specific. Conference talks these days can be seen as little more than some "heads up" suggestions. You need to do all or most of the thinking and research for yourself. Hmmmm...novel idea. Seems many LDS can't think for themselves. I did have a personal revelation of what we are experiencing in early 2006. Scoff if you like.
Things are going to GET MUCH WORSE from here. There will be social upheaval. How do you think people will feel when they get robbed of 700 billion and the economy contiues sliding over the cliff? Batten down the hatches!
Exercise caution is judging others. I'm sure my neighbors think I'm maxed out to the brink as I have a nice house, cars and toys. They don't know that I have a nice income, max out 401k and 100k in cash reserves and no debt (outside of a small mortgage)
I don't doubt I am the exception but don't assume everyone with nice worldly possessions is in debt.
We have food storage, we have a generator, we have money saved and I really don't want to have to take care of everyone else cause they all have fancy cell phones, game systems, game services, new cars and so forth. Young people need to take their time to get things, drive old cars, live in smaller homes, use coupons, but take care of yourselves, that is living prudently. It is only going to get harder, better start now.
Massive credit card debt and homes in forclosure. This advice should have been preached every Sunday for the past 30 years.
My advise, follow the Prophet. Do what he says, prayerfully, and with purpose. Forego the bigger house, the cabin in the mountains, the expensive vacations and for those of us on the lower end, don't eat out, skip the movies, use coupons, drive less and save something every paycheck...something, anything. It will take time, but you can do it.
1. We ARE supposed to judge righteously
"I have been puzzled that some scriptures command us not to judge and others instruct us that we should judge and even tell us how to do it. I am convinced that these seemingly contradictory directions are consistent when we view them with the perspective of eternity. The key is to understand that there are two kinds of judging: final judgments, which we are forbidden to make; and intermediate judgments, which we are directed to make, but upon righteous principles." (Source: Judge Not and Judging, Dallin H. Oaks)
2. The Church teachers correct principles which have discretion in their application. Don't invert or twist a virtue and thereby destroy a correct principle.
* Live within our means
* Buy a modest home and pay it off
* Be content with modest gains
* Be prepared for an emergency by setting aside food and having an emergency fund
To help us learn specifics, our stake has also held education weekends with financial experts such as Scott Marsh from BYU. We have been blessed by following the wise counsel of prophets & other leaders.
Does anyone know why LDS GAs talk in such a monotone pedantic style? I mean anthropologically speaking, where does this speaking style come from."
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Legitimate question. The similar-sounding deliveries are deliberate. The Church prefers that speakers do not attempt to stand out for their impressive or flambouyant oration. Rather, they are instructed to be calm and earnest in their speech, so that the message itself is the star of the show. We should be drawn to the Gospel, and not to a particular favored messenger.
I'm not sure what that means - it just didn't seem to fit.
Young wards are terrible with couples over spending their resources.
I wish we would have been warned of the downfall of the economy.
Debt is okay as long as it makes you money
The church pays cash for all its building projects and other operations. It does not go into debt at all for any project.
Since the city creek renovation is being done by companies owned by the church I can not say 100% that this applies in that case, but I think it does.
I do know that every building built whether it is a temple or a chapel is a building the church already has funds for. The same applies to other buildings the church builds, such as seminary and institute buildings. Most buildings on the various university campuses are funded by donations for that specific purpose, and not from tithing dollars, but even there they do not borrow money against future donations.
I have to admit that at times I have made unwise financial decisions. However I do not think much is achieved by constantly pointing fingers at others.
I have known church members who have stayed in their current house even though it was not as large as they sometimes wished and avoided incuring large debts.
However proper budgeting is a process that requires planning and forethought. It is a long and drawn out process. What people need is help and encoragement, not judgemental mocking for past shortcomings.
The role of a prophet is to testify of Christ.
They will teach us proper principals to govern our lives. However there are many conditions.
I have been in wards where in 5th Sunday joint meetings people have given advice on financial planning. Any specific advice people give tends to be greeted by some people who gripe about it.
If the leaders of the church were to give specific advice it would alienate many people. In some places it is easy to use public transportation or bicecles to get around. In other areas doing so exposes your children to both moral and physical danger.
There is a balance of issues that can be negotiated by individuals utilizing the direction of the spirit and counsel from local leaders. Yet, at times people loose there jobs. Should we tell the members in the inner suburbs of Detroit who have recently lost jobs, and are barely making it by in paying their mortgage that they should have stayed in a city where the schools are unsafe and they hear multiple gunshots a night?
The sad thing though is that many people who have lost homes were not the people who unwisely acted in taking out home equity loans and buying second and third homes or other risky things.
It is one of the conditions of this life that the innocent often suffer because of the bad and unwise decisions of others. There are things governments can do to help in such cases, but with the currenct vitrolic attack nature of politics, I have little hope in seeing beneficial reforms along such lines.
The best we can do is act in wisdom and prudence in our own actions.
I think the monotone speaking style comes from reading the scriptures. Since there are not a lot of exclamation points after the sentances they assume a steady speaking style.
Remember, the spirit speaks in a low voice as well. :)
You can't buy salvation; but perhaps you can become part owner of a mall in SLC.
We are a temple building people. What a blessing it is to have families united eternally in one of these temples which are dedicated to the Lord for His work! We build temples using the finest materials in reverence to the Lord. Beginning in January, there will be an open house for all to see inside the Draper Temple. Bring your families and feel for yourself the peace that is to be felt within those sacred walls. What a blessing to be a part of such a cause which began thousands of years ago when Moses departed Egypt with the children of Israel carrying with them the makings of a temple, which included the ark of the covenant. It was carried into Jerusalem where a temple was built. Temple worship has continued since that time, and will continue
to bless the lives of millions! Let it bless your family!
All of the church's income comes from tithing. Yes, they have investments, but those investment monies didn't come from peddling at temple square, but indirectly came from tithing.
So, for those that are lied to by LDS members here, directly, or indirectly, funds of any sort came from its members, free from taxes, straight to the church's portfolios of acquisitions.
NO MORE LIES, PLEASE, LDS PEOPLE!!!
Sure, but how do you think they got money for those businesses in the first place?
SANTA CLAUS?
Remember, the church was about to go bankrupt, and they got out of it from tithing!!
Denial, denial, denial.
By the way, since when did Christ is in the business of making money, I thought he Saves souls, not raking in profits?
Christ is business, how about that!!!
I hope He makes a fortune, that way He can buy our souls of from satan!!!
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