Reader comments
14 firms honored for success

U First is a JOKE!

SB your just jealous you didnt win! U first is a leader in that industry they are very deserving of this award

SB you just wish you would have won!! These guys are very deserving they are industry leaders.

United First Financial is in business because their clients can not do simple math. How about people live on less than they make and pay extra every month on their mortgage payment? If this company can make money off of people that are not smart enough to figure that out on their own then I guess they deserve some kind of award.

AJ,
Your ignorance is only surpassed by your arrogance. Too bad you have never sat down with any of the owners of a Branch Manager to really know what UFirst is all about! Open up your mind. Tell me AJ, what do you do for a living? Just wondering what your agenda is?

AJ,You must be one of those who can't figure it out since obviously the U1st methodology has screached right over your head! I doubt there is any homeowner in America that doesn't know your 'simple math', and it's just that...simple math. U1st delivers high octane mathematical precision that you for example, cannot duplicate. You can pay extra on your mortgage all you want, out of your own hard earned money, or you can leverage the BANK'S money (OPM) to accelerate your payoff even faster, and increase your ROI exponentially. I'll keep it simple for you...like when you bought that home, you put your money down and borrowed the rest, right? We call that leveraging. If you put 0 down on a home, then your ROI is infinite because you cannot multiply by zero. Get the picture?? Rather than remain ignorant and miss the boat altogether, you would do well to look closer at the U1st product. It will outperform anything YOU can do, not only on your home, but in practice in nearly all of your financial pursuits. I should know...I reached a 7 figure net worth by the time I was 25, using exactly those principles. How about you??

Doesn't the stamp of approval from Ernst & Young mean anything? Ernst & Young honored a company who met their criteria for such an award.
Jealousy or deserving have nothing to do with it. Homeowners need help. And, being smart in math or not is irrelevant when you are providing a solution to people's challenges.
Celebrate their success for their efforts in assisting others to succeed.

The only joke in all of this is E&Y and all of the other accounting firms that think they know business. The only thing those guys know how to do is second guess people who really know business. These awards are nothing more than a marketing ploy by E&Y to get their name out their and to try and get more business. The only stamp of approval they need to give someone an award is are they a potential cleint. How do I know this, I use to work for one of these blood suckers until I decided to do something meaningful in life.

AJ and Fred, since the two of you are such great business people - I am sure you would not mind enlighting the rest of us on what you have done in life that has impacted thousands of families to help improve their financial situations. The UFirst founders are a group of guys who found a problem in the country, found and implemented a solution and are making a profit at the same time. Last time I checked that is called The American Dream!
They have made a difference in thousands of lives and I guarentee it will be hundreds of thousands more.

SB and Fred, since the two of you are such great business people - I am sure you would not mind enlighting the rest of us on what you have done in life that has impacted thousands of families to help improve their financial situations. The UFirst founders are a group of guys who found a problem in the country, found and implemented a solution and are making a profit at the same time. Last time I checked that is called The American Dream!
They have made a difference in thousands of lives and I guarentee it will be hundreds of thousands more.

I said nothing about UFirst, more power to them. E&Y, the other accounting firms and the law firms are the joke! Since livng public accounting I have started my own business that employees over 50 people (I know its not thousand, but my 50 employees and their famlies are doing quite well), I am living the American Dream. However, I know how these lawyers and accountants work, I will never pimp my company for any of these awards. I already have to pay these jokers too much in legal and accounting fees, why would I give them any more exposure. I am the one who took the risks.

Way to go United First Financial! After seeing how UFirst could help me pay down my $400,000 mortgage, of which I had 28 years left on ...down to just over 8 years, without paying out anything extra out of my pocket, I was interested.
I have been on the program for about 18 months now and I only have 6 years left until I will be mortgage free. I owe my life to UFirst and the founders who started this company. I cant speak more highly of any other company I have ever done business with.
This company is at the right place at the right time and America needs their help.
If you want the answers to:
our housing market crisis,
our negative savings rate as a nation,
our foreclosure crisis,
and a nation who unconsciously overspends because they dont have the tools and resources that will help them stay on track, then look no further then United First Financial's Money Merge Account. Its the real deal. I know because I use their program and it has changed my life, and my familys financial future.
If you are skeptical like I was, you should check them out further.

What an honor for U1st.

But, here's one that I am even more proud of--- My sister in law, who's family makes less than $40K per year,(who by the way, have re-fied 4 times in the last 16 years) have seen their credit scores improve by over 100 points and have eliminated over $15,000 in debt this past year and now will have their home completely paid off in less than 6 years. Folks that is life changing!

Awards are nice, but truly life altering results are a blessing from above. Congratulations on your award U1st... AND thank you!

It seems SB, AJ, and Fred have become quiet. Hopefully they are re-thinking the depth of their knowledge (or lack of it). Don't be afraid of the unknown guys. It is the unknown that enlightens us and very often benefits us. Just pick any invention in history. The U1st method isn't really new, but it is new and improved in America. If it didn't have merit, it would have been scrapped in Europe 20 years ago. Check it out guys...I guarantee you it will help you realize your financial goals also...in record time! Would you like to retire before you're 40 or 50, or wait until you're 70??

To be eligible in the first year and take first place makes me proud to sell the money merge accout. It makes be proud, because it is the right thing to do for home owners. Now that we have our second product, which is to help non home owners get out of debt, United First Financial will really change America for the better of the foundation of our country, THE FAMILY. Is your house paid for? and now, Are you out of debt? I Thank the front leaders of this company for putting us in the place where we are today.

Who is SB? (above)? I did not bother to read "All the Replys" due to the fact I am trying to Help People As I sit here right now get their Mortgage's down and be debt free. Ya know SB, not sure why you think it is a joke, but I would be happy to spend another 5 minutes with you to assist you in and within your current thoughts. Please understand, this is not your fault, moreover the limited amount of time you personally have vested to understand the soultion set and the People behind it. I'd be happy to assist. JE

Here is a fact. I got the mma software november 2007. My mortgage started at $238,000, 6.125% I O 10 years. On April 23, 2008, my balance was reduced $208,500. I will not leave out the whole picture. My Heloc was, $14,000 which totaled $222,500. The interest cost on my Heloc is about $85.00 a month and at this EARLY stage of the MMA everytime I pay my first mortgage at $1214.79, $150.00 goes to principal on an IO loan. I remember a famous quote in the best selling book ever, "All I know is once I was blind and now I see!"

Here is a fact. I bought the software November 2007 and Started 12/1/07. My mortgage started $238,000, 6.125 I.O. 10 yrs, $1214.79 pmnt. On April 23, 2008, my 1st mtg balance was $208,500 and my HELOC was about $14,000.00. My total debt was $222,500.00. Now at the EARLY stage of using the MMA software, everytime I make a 1st mtg payment, $150.00 goes towards principle on an I O Loan. I remember a famous quote from the most sold book ever; "Sir, all I know was once I was blind and now I see." PS I have been in the mortgage business for 22 years and this quote applys to me. I was a skeptic for 6 weeks, listened watched Webinar's check out information and made the right decision. UFIRST is the perfect name because it is directed to the consumer instead of the bank being first.

Laura misquoted and it should be corrected, she makes it sound like a bi-weekly program and it is not, is far from a twice a month payment plan, "...homeowners pay on their debt twice a month"
UFirst will change and is changing the landscape of the mortgage industry, and will educate and help millions of people to get out of debt and to build wealth. This will result in our nation getting back to the path our forefathers envisioned us in. This is much bigger than most can comprehend, this will be global and bigger than any industry ever created.

Fred, SB & AJ,
I don't pretend to be the smartest guy on the block when it comes to financial matters, but I was able to sit in on a meeting set up for people in the mortgage industry. What I saw was seasoned proessionals picking their jaws up off the floor.
You THINK you know what this product is... believe me, you don't have a clue.