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Banks standing pat on law
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Which bank (er) would give up stock options, returns on bank earnings and give back everything but regulatory required reserves to their customers.
In many Utah banks, over 50-60% of their loans are classified as "commercial" in nature. Utah credit unions would like this moved to allow them to make 12% of their loans to members who own businesses.
Which Utah bank is not able to make a decent sized mortgage loan to their customers. MANY Utah credit unions are in this position.
Credit unions are about serving the needs of their members and that includes mortgages and member business loans.
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