Top List: Cutting manicures, other monthly costs, means $50,000 or more at retirement
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Monthly fees add up. First it's a gym membership for $49 a month, and then comes a Netflix subscription. Deseret News calculated how much consumers could save by foregoing some monthly expenses and instead put them towards a retirement in a traditional IRA. We based the IRA balance number on Bankrate.com's traditional IRA calculator. The figures are for a 30-year-old who makes $50,000 a year, will retire at 65 and receive a 5 percent rate of return on the IRA. Check out other articles on saving and retirement: • No coupons: Secrets to beat rising food costs • Negotiating when to retire can put a strain on marriage •Roughing it: Millennials are finding shelter amid financial fears •Want a big retirement fund? This is how it's done
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