Best ways to respond to debt collectors

Published: Wednesday, Feb. 22 2012 3:36 p.m. MST

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Victor R. Caivano, AP
A debt collector may contact you in person, by mail, e-mail, telephone, telegram or fax. A collector may not contact you with such frequency that can be considered harassing. A debt collector may not contact you at work if they know your employer does not disapprove, nor may they contact you at unreasonable times or places, such as before 8 a.m. or after 9 p.m.
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