10 ways to make a budget, and keep it

Published: Thursday, Sept. 12 2013 11:42 p.m. MDT

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Associated Press
In our quest to know better ways to apply a budget, the Deseret News also recieved some advice from Jodi Furman, auther of the life style blog Live FabuLess, which focuses on "living an upscale life" at an affordable price.

"Be sure to familiarize yourself with your favorite stores' policies so you
have them in your arsenal of savings tactics," she said. "Some stores will not only match their competitors' prices but often they'll even beat them by an
additional percentage.

"By going to a store that will match a
competitor's price, especially on a hot item, you're not only more likely
to find it in stock but you're also likely to avoid a mad house."
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Filo Doughboy
Bakersfield, CA

Good stuff. 4 outta 10 isn't bad...

But more rigorous saving and specifics are needed. We still adhere to the Financial Planning course we paid $100 for. Best investment ever!

Filo Doughboy
Bakersfield, CA

Meant to say Financial Peace University, Dave Ramsey. His motto is to take control of your money or it can take control (and ruin) your life:

1- Silly "saving" envelopes, saying no to kids and "extras", cutting up the credit cards: Best actions ever.

2- Lots of Biblical principles and encouragement.

3- Having a plan/budget makes you feel in control and functional. And it leaves you guilt-free when it comes time to splurge!

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