10 ways to make a budget, and keep it

Published: Thursday, Sept. 12 2013 11:42 p.m. MDT

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Finally, Dean thinks one important way to save that is often overlooked is taking advantage of social media and promotional sales.

"you want to be there first when special offers come up and when great competitions appear that you have a chance of winning," she said. "Follow them, sign up to their newsletter and
comment every so often. You never know when they might like what you say
and reward you with a discount, gift voucher or something else."

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Filo Doughboy
Bakersfield, CA

Good stuff. 4 outta 10 isn't bad...

But more rigorous saving and specifics are needed. We still adhere to the Financial Planning course we paid $100 for. Best investment ever!

Filo Doughboy
Bakersfield, CA

Meant to say Financial Peace University, Dave Ramsey. His motto is to take control of your money or it can take control (and ruin) your life:

1- Silly "saving" envelopes, saying no to kids and "extras", cutting up the credit cards: Best actions ever.

2- Lots of Biblical principles and encouragement.

3- Having a plan/budget makes you feel in control and functional. And it leaves you guilt-free when it comes time to splurge!

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