Pocketbook

Study: 35 percent in US facing debt collectors

More than 35 percent of Americans have debts and unpaid bills that have been reported to collection agencies.

Court overturns Los Angeles ban on living in cars

A federal appeals court on Thursday struck down a 31-year-old Los Angeles law that bars people from living in parked vehicles, saying the vaguely written statute discriminates against the homeless... Read more »

June 19, 2014

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One expense you have control of in ways you never thought

On what do you spend most of your money? For most people, their two biggest expenses are their home and car or cars Read more »

June 18, 2014

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The economics of running out

In a sense, personal finance is a battle of conservation. People manage their resources in the hopes they won’t run out of the essentials — only what people find essential can differ. Read more »

June 18, 2014

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Rising college costs push students to technical schools

While most high school students still plan to go the traditional route of attending four-year colleges and universities when they consider educational options after graduation, a significant number... Read more »

June 18, 2014

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Creating your financial foundation while you are still young

Some things I’ve learned the hard way, some I learned by doing it right, and some things I wish I would have done before I eased into my 30s. This article will focus on 7 areas to set up your... Read more »

June 18, 2014

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Why persistence pays off

Harvey Mackay is one of several presenters at the June 19 Rocky Mountain Leadership Conference, sponsored by Utah Business Magazine. Utah Business has provided this column as insight into what... Read more »

June 17, 2014

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Dave Ramsey says: Choose Roth 401(k) to save more money

If you put your money into a Roth 401(k), and by retirement age there’s $1 million in there, that money is yours tax-free. By comparison, if it’s in a regular 401(k), you’ll pay... Read more »

June 17, 2014

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Balancing act: To build better balance, start with your ABCs

Surveys and studies are great, but we all need a break from numbers every now and then. So, instead of numbers, this week I'm offering letters — the ABCs of work-life balance, telecommuting... Read more »

June 17, 2014

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Review: World Cup watching easier, less fun

World Cup games typically don't line up well with the North American workweek, often taking place when you should be in bed or at work. Read more »

June 16, 2014

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Travel dilemmas: Travel insurance within reason, or not

A San Diego reader booked tickets for himself and his family for a vacation in Punta Cana, Dominican Republic, a Caribbean resort known for its beaches and golf courses. Read more »

June 16, 2014

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Debt Adviser: Can debt collector call friends and family?

I co-signed on a car in 2007, which was repossessed. The loan was forgiven in 2012 and reported on my taxes as income. The taxes have also been paid to the IRS. Read more »

June 16, 2014

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‘Kids to college’ savings programs take root

Like many busy mothers of young kids, Sylvia Suarez never thought too much about college for her two boys, much less saving for it. College simply seemed a long way off. Read more »

June 16, 2014

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Pamela Yip: Make sure your financial adviser is worth what you’re paying

I recently wrote a column about how important it is to pay attention to fees and costs when investing. Read more »

June 16, 2014

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Are half-sized houses the answer to affordable housing?

National Edition

Tiny homes — some as small as 300 square feet — provide housing solutions from Chile to Washington, D.C. Read more »

June 15, 2014

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Cutting down: What being a minimalist is all about

National Edition

Minimalists may not want a lot of things, but the minimalist culture is growing to new heights. Read more »

June 14, 2014

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Renovation Solutions: Plan your home remodels with your life in mind

Why heat, cool, clean and pay taxes on space that isn’t contributing to you or your family? Many clients feel they need more space, so the first thing they think of is an addition, when many... Read more »

June 13, 2014

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Why aren't millennials getting married? Money

One demographic trend has many millennials feeling as though their future is not fully theirs to conquer. Read more »

June 12, 2014

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4 alternative student-loan repayment options

If you're struggling to make your student-loan payments and haven't looked into alternative repayment options for federal education loans, don't wait any longer. Read more »

June 12, 2014

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The economics of the World Cup

National Edition

The World Cup is set to kick off. But what role do economics play? Read more »

June 12, 2014

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Getting a frugal start on summer

Last Friday, I had an amazing realization: It was the weekend, the weather was beautiful, and I had absolutely nothing to do. Great feeling. Read more »

June 11, 2014

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Balancing act: In summer months, search for vacation balance

In a new survey, U.S. office workers were asked whether they typically used all of the paid vacation days they were provided by their company. Fifty-eight percent said "yes," while 39 percent said... Read more »

June 10, 2014

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Dave Ramsey says: Moving jobs? Roll your 401(k) into an IRA

Your new company, if you move it there, will have limited choices for your 401(k). Just roll your money into a traditional IRA. It’s called a direct transfer IRA, and that way there will be... Read more »

June 10, 2014

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Susan Tompor: Baby boomers need to figure out how much to spend in retirement

After raising six children and working nearly 25 years at Blue Cross Blue Shield of Michigan, Elroy Grandy says he spent his first few years in retirement spending a bit too much. Read more »

June 9, 2014

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The Journey: Weigh pros and cons before rolling your 401(k) into IRA

Question: What do you think of ETFs? Also, what is your opinion of moving significant funds — one-third to one-half of one’s 401(k) — from an institutional account to a retail... Read more »

June 9, 2014

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Social Security Q&A: Disability

What are the requirements for receiving disabled widow’s benefits? Read more »

June 9, 2014

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