Pocketbook

How having fewer, better-quality clothes can bring style and happiness

Cutting back on fast fashion and focusing on quality and classic styles can save money and make life easier.

National Edition

Pamela Yip: Take steps to keep medical bills from getting out of hand

No expenditure can hurl you toward financial ruin as quickly as medical bills. Read more »

July 7, 2014

5 comments

5 price hikes you and your family should expect

National Edition

Thought you would be able to save money this summer? Think again. Five things we do or use every day are expected to rise in price soon. Read more »

July 4, 2014

3 comments

Dave Ramsey says: Housing payment should be less than 25 percent of monthly income

Your housing payment should not exceed 25 percent of your monthly take-home pay on a 15-year, fixed-rate mortgage. Read more »

July 3, 2014

12 comments

What's the hardest part of affording a home?

The slow housing recovery has often been cited as the primary reason the economy is not growing as expected after the Great Recession. Read more »

July 2, 2014

7 comments

Many factors can impact retirement-savings risk decisions

A basic tenet of retirement planning instructs investors to tilt their sails to more conservative shores as their retirement beachhead nears. Read more »

June 30, 2014

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Shocked into reality by the Great Recession

Anna Newell Jones knew she was living well beyond her means when the Great Recession struck: She was $24,000 in debt. What surprised her, though, was how quickly she climbed out of that hole during... Read more »

June 30, 2014

1 comment

A chip on the old card: Americans will soon see a new patch of technology on their familiar charge cards

Stores in North Jersey and around the country are gearing up for the next generation of credit cards, and consumers can expect to see changes in checkout aisles and in their wallets in coming months. Read more »

June 30, 2014

5 comments

10 tips most first-time homebuyers don’t consider

It’s been exactly one year since my husband and I purchased our first home. As one might expect, we’ve learned a number of valuable lessons this past year. Read more »

June 27, 2014

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What does your smartphone say about you and your financial status?

National Edition

iPhone or Android? The answer may not be as clear as it once was. And it may not be about style, but rather your economic status. Read more »

June 27, 2014

8 comments

Graduating? These financial pros would like a word

Robert Minasian has a simple message for his two adult children, both of whom recently left college behind: Save as much money now as you possibly can. Read more »

June 26, 2014

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Dave Ramsey says: Whether to buy new or used depends on your finances

As your money situation improves, you’ll be able to buy more new things. The price of “new” will become a smaller percentage of your financial world. Read more »

June 24, 2014

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Balancing act: Daughter looks forward to lessons of first 'real' job

My oldest daughter just landed her first "real" job at a sandwich shop near our home. At age 16, she's already much wiser than I was as a teen. So I thought I would ask her a few questions about... Read more »

June 24, 2014

1 comment

Wage theft: How employers steal millions from American workers every week

National Edition

Robbers at gas stations and convenience stores could learn something from many American employers about how to make money against the law. Wage and overtime violations by employers cost Americans... Read more »

June 24, 2014

14 comments

Retirees resume their moves to less taxing climes

Steven Ramos, a retired letter carrier, estimated his cost of living would drop 80 percent when he moved from New York to a rental community in central Florida. Read more »

June 23, 2014

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Double job loss disrupts a family’s smooth financial path

For Victor and Shannon Macias, the good old days were as recent as 2012, when the couple could afford to take their two daughters to Disneyland or out to dinner without worrying about the bill. Read more »

June 23, 2014

4 comments

Debt Adviser: My husband was sued over an old loan. What now?

Earlier this year, a man came to my door and gave me some papers for my husband saying he was being sued for bad debt from 2009. We live in Texas. I read online that an individual cannot be sued... Read more »

June 23, 2014

0 comments

Court overturns Los Angeles ban on living in cars

A federal appeals court on Thursday struck down a 31-year-old Los Angeles law that bars people from living in parked vehicles, saying the vaguely written statute discriminates against the homeless... Read more »

June 19, 2014

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One expense you have control of in ways you never thought

On what do you spend most of your money? For most people, their two biggest expenses are their home and car or cars Read more »

June 18, 2014

1 comment

The economics of running out

In a sense, personal finance is a battle of conservation. People manage their resources in the hopes they won’t run out of the essentials — only what people find essential can differ. Read more »

June 18, 2014

3 comments

Rising college costs push students to technical schools

While most high school students still plan to go the traditional route of attending four-year colleges and universities when they consider educational options after graduation, a significant number... Read more »

June 18, 2014

6 comments

Creating your financial foundation while you are still young

Some things I’ve learned the hard way, some I learned by doing it right, and some things I wish I would have done before I eased into my 30s. This article will focus on 7 areas to set up your... Read more »

June 18, 2014

1 comment

Why persistence pays off

Harvey Mackay is one of several presenters at the June 19 Rocky Mountain Leadership Conference, sponsored by Utah Business Magazine. Utah Business has provided this column as insight into what... Read more »

June 17, 2014

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Dave Ramsey says: Choose Roth 401(k) to save more money

If you put your money into a Roth 401(k), and by retirement age there’s $1 million in there, that money is yours tax-free. By comparison, if it’s in a regular 401(k), you’ll pay... Read more »

June 17, 2014

7 comments

Balancing act: To build better balance, start with your ABCs

Surveys and studies are great, but we all need a break from numbers every now and then. So, instead of numbers, this week I'm offering letters — the ABCs of work-life balance, telecommuting... Read more »

June 17, 2014

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Review: World Cup watching easier, less fun

World Cup games typically don't line up well with the North American workweek, often taking place when you should be in bed or at work. Read more »

June 16, 2014

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