Dave Ramsey
Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers "The Total Money Makeover," "Financial Peace Revisited" and "More Than Enough." In them, Ramsey exemplifies his life's work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others. For more financial help, please visit daveramsey.com.

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I wouldn’t say never buy anything on places like eBay, but I would try to use some common sense and judgment.
I advise people to always buy good, used cars unless they have a net worth of $1 million or more.
Get your debts paid off, build up an emergency fund and save up a good down payment before buying a home. I know that’s not the popular answer, but it’s the smart one.
Chances are you’re going to have to cut back on some stuff because you’ve chosen to take care of your mother-in-law. If you just wander along without a plan, you’re going to make a mess out of...
In my mind, there’s no such thing as a good credit card. My advice is to go ahead and cancel them.
Most people seem to be able to magically find money when they feel it’s a life-or-death situation. “Magically” means that you do a budget. You make a written game plan where every dollar has a...
This may sound harsh, but an agreement is an agreement.
You’ve got a little room to play back and forth once you get past Baby Step 3. But until then, I want you to be hardcore about scrimping, saving and getting your financial house in order.
There are three major traps I tell all new graduates to avoid. One, don’t buy or lease a new car. The second trap to avoid is rushing in to buy a house. Last, don’t ever get caught up in the credit ...
When you have something specific that you want money to do, it gives you a reason to make it behave.