Dave Ramsey
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Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers — "The Total Money Makeover," "Financial Peace Revisited" and "More Than Enough." In them, Ramsey exemplifies his life's work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others. For more financial help, please visit daveramsey.com.

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Dear Dave,Im a stay-at-home mom now, and my husband brings home $2,600 a month. Were trying to get out of debt, but we need more money coming in. I want to go back to work, but emotionally part of me feels

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Dear Dave,

Ive been on medical leave from my job due to an injury. My doctor recently advised extending the leave another six months, but during this time I wouldnt be paid. My husband makes $75,000 a year,

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Dear Dave,

Is there ever a time you should dip into emergency fund savings in order to pay off your home early?Eric

Dear Eric,

The only time I would advise this is when your emergency fund is too big, and

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Dear Dave,

My wife and I make $140,000 a year, and we're working on our debt snowball. We're almost out of debt, but we still have two small car payments and some credit card debt. She wants to get rid

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Dear Dave,

I'm 27 and married, and we have two kids. I make $90,000 a year, but we have $80,000 in consumer debt$48,000 of which is in car loans. The rest is credit card debt. My wife's parents have o

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Dear Dave,

My mother-in-law has a serious credit card problem. She can’t afford stuff, but she shops anyway, acquires more and more credit and thinks she’ll pay for it all later somehow. Her husban

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Dear Dave,I'm divorced and have a teenager who will be driving soon. What would be the best way to set up insurance for the child?Mike

Dear Mike,I suppose a break-up does change the dynamic somewhat,

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Dear Dave,Im a single mom with three young children. I quit my nursing job a few years ago to be a stay-at-home mom, and one year later my husband filed for divorce. The state isn't keeping him accountab

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Dear Dave,Recently, my husband had to quit his job due to an old back injury. We have $25,000 in debt, but I'll be receiving a $38,000 inheritance in a couple of weeks. Should we use the money to pay off

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Dear Dave: My daughter died. She was 32 years old and single, and she had lived with me for the last few years because she was recently disabled. I did not support her financially, and when she died she had no ...