Dave Ramsey
Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers "The Total Money Makeover," "Financial Peace Revisited" and "More Than Enough." In them, Ramsey exemplifies his life's work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others. For more financial help, please visit daveramsey.com.

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Charging off a debt doesn’t mean that the right to collect has been given up or revoked. ... They don’t think they’re going to collect, but it doesn’t mean that the legal right to collec...
Canceling a credit card doesn’t erase a person’s entire credit history, and it doesn’t erase their credit history with that company or their card, either.
You know how I always tell people to budget their money? You can do the same kind of thing with your time.
Most of the time, as long as you’re financially ready for such a big investment, buying a house is a good move. But if I’m in your situation, and I’m not sure if it’s a long-term thing, ...
Some people have a tendency to live in the moment while others think more about the future. When you take these kinds of behaviors to unhealthy extents, you have extreme spenders or extreme savers. Either one c...
No matter how tired you are or how little free time you seem to have, you must make time do a written budget every month. This is essential, and it really doesn’t take long.
I wouldn’t say never buy anything on places like eBay, but I would try to use some common sense and judgment.
I advise people to always buy good, used cars unless they have a net worth of $1 million or more.
Get your debts paid off, build up an emergency fund and save up a good down payment before buying a home. I know that’s not the popular answer, but it’s the smart one.
Chances are you’re going to have to cut back on some stuff because you’ve chosen to take care of your mother-in-law. If you just wander along without a plan, you’re going to make a mess out of...