The attitude in America, he says, embraces more risk — which enables people to invest in startups while knowing that not everything is a sure deal.
"Not seeing debt and credit as a disgrace is something the U.S. does better than China," he said.
Ortega, however, worries about the easy credit available in America.
He says the system makes getting credit easy for people, "And so they are always in debt, and they do not plan for the future."
Ortega often gives advice to other immigrants from Mexico and tells them they should be very careful about getting into debt. "People don't understand the system in the U.S. and how easy it is to get into debt," he said. "If something is easy to get, then many people just get it."
Like Lu and Adams, Ortega tries to find a balance between the values and attitudes he found in his birth country and those in his adopted country. He also tries to teach frugality to his three children.
"Little by little, they understand," Ortega said. "We try to teach them to appreciate what they have."
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