Neighboring states may also have exceptions.
"It's a great tactic if you drill down and investigate a school that has a unique major that is not in your state, you can really net huge savings without very much effort," Urken says.
For example, the University of Virginia is about $37,000 a year for out-of-state students, but for in-state students it is about $12,000.
"Right there you are saving a bundle," he says.
Urken also recommends taking into account the U.S. Department of Education's College Affordability and Transparency Center on the Web at collegecost.ed.gov, to see which colleges give students the most value for their tuition investment.
"It is undeniable that the economic climate is very challenging for young people in terms of planning their education," Urken says.
But, he says, focusing on alternatives to the more expensive schools, looking for better investments for savings and thinking outside the box may reduce some of those worries.
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