Pat Wellenbach, Associated Press
Texting while driving may increase your insurance premiums, according to Bankrate.
Insurance companies rely on citations and other violations to determine a pattern of wreckless behavior to calculate premiums because police often don’t determine whether it was texting that caused an accident.
Texting while driving is illegal in most states, those who text while driving are more likely to get cited, resulting in higher premiums.
Utah’s law, which considers distracted drivers as dangerous as drunken drivers, is seen as the strictest in the country, potentially giving an offender up to 15 years in jail, the article said.
While laws prohibiting texting while driving have increased, states with such laws have seen a 3 to 4 percent increase in accidents, Russ Rader, a spokesman for the Insurance Institute for Highway Safety, told Bankrate.
Rader attributes the increase in accidents to drivers holding their phones below window level to avoid getting caught, forcing them to take their eyes off the road longer.
- About Utah: A Salt Lake hit for 152 years ......
- David Muir takes over ABC's 'World News' from...
- No timeline announced yet for Cottonwood Mall...
- Kennecott hopes project will change mountain...
- 6 financial moves to prevent sleepless nights
- Feds eye stricter rules for railroad rights...
- It's not just Hello Kitty: Japan's character...
- 10 jobs you can get right now
- 10 things to know about corporate... 32
- Kennecott hopes project will change... 6
- State lawmaker calling for criminal... 5
- Applications for US unemployment aid... 4
- Feds eye stricter rules for railroad... 2
- 6 financial moves to prevent sleepless... 1
- No timeline announced yet for... 1
- About Utah: A Salt Lake hit for 152... 1