Homeowners can directly influence the cost of their house insurance by minimizing risks, said Trent Hamm, a guest columnist for the Christian Science Monitor.
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Many homeowners aren’t taking advantage of tips that could save them money on house insurance. Homeowners can directly influence the cost of their house insurance by minimizing risks, said Trent Hamm, a guest columnist for the Christian Science Monitor.
Insurance companies take into account the likelihood that your home will face a disaster and implement prices based on these risks.
One way homeowners can reduce cost is to install security measures like deadbolts, smoke alarms and other systems that quickly report to emergency services when triggered.
Working exclusively at home could also result in some savings. Homeowners who are home more often have a higher likelihood to divert a burglary or other crisis, though they may have to ask the insurance company for a discount in order to get it.
Smoking greatly increases the potential for a house fire. Because of this, insurance companies offer better rates to non-smokers.
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I'm sorry, but this article is not very useful. I clicked on the story hoping to find something I could do to lower my premiums, and these are my choices: install deadbolts and smoke alarms (already have both), work from home (not a possibility More..
Yes, very useless, as was the 'article' by the same author on saving money on car repairs. In fact, there was some purely incorrect info in that one. Both of these are nothing more than a heading with some added fluff to call it an article. More..
Incredible that a story would want us all to be bland at home. Easy ways to save a few bucks would be to not have a dog or a trampoline. But we need to be careful that, in saving a few bucks, we lose identity for us and our children.