The Supreme Court ruled the Affordable Care Act is constitutional, but insurance premiums will continue to rise, according to SmartMoney.

Massachusetts adopted an individual health insurance mandate in 2006, similar to President Barack Obama's individual mandate, according to the article. But in the three years since the state's reform, insurance premiums have risen by 18 percent for a single plan, 5 percentage points more than the national average, according to a report by Consumer Watchdog. Prices for family plans in Massachusetts went up by almost 20 percent, while the national average for those plans rose 14.5 percent.

Health insurance premiums are rising on employer-sponsored plans as well, according to SmartMoney. Premiums for family health insurance plans rose by 50 percent from 2003 to 2010, and employees paid more than 60 percent more toward their insurance, according to a Commonwealth Fund survey. The survey also says that increases in income were smaller than health insurance premium cost increases in every state during that time frame.