A new report by IHS Global Insight (not online yet) has found that while student loan debt has been growing since 2007, more and more young people in the U.S. are waiting to get married and start a family.

The median age for American males' first marriage was 27.5 in 2007, and for females it was 25.6. However, in 2011, the median age rose to 28.7 for males and 26.5 for females, according to the report. Fertility rates (births per 1,000 women) also had a dramatic drop during that same time period, from 69.3 to less than 65. Fertility rates dropped after the recession hit and had been going up until that point. But marriage trend actually started earlier, according to Bloomberg Businessweek.

The average debt for student borrowers is $12,800, but the top 1 percent owe more than $150,000. Students under the age of 30 obtaining loans for school make up 40 percent of all student loan borrowers. "Student loans are concentrated among young people — a particular group that may be prone to buy a new house, a new car, and get married," Chris Christopher, senior economist at IHS Global Insight told Bloomberg Businessweek.

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