"Individuals and families across the world are challenged by current conditions. While I believe there are serious challenges ahead, I also know it is a wonderful time to be alive," said Elder Allan F. Packer of the Seventy, in the Saturday morning session of the 179th Annual General Conference of The Church of Jesus Christ of Latter-day Saints.Prophecies relative to the return of the Savior are being fulfilled. "It is also the time to work out our own salvation," Elder Packer said."When the winds blow and the rains pour, they blow and pour on all. Those who have built their foundations on bedrock rather than sand survive the storms," he said."Building on bedrock requires conversion to the gospel and knowing how to receive inspiration."The foundation is "understanding that God the Father is the father of our spirits and that he loves us; that Jesus Christ is our Redeemer and Savior and that the Holy Ghost can communicate with our minds and our hearts."Desiring a conversion is the first step, followed by study, including pondering "to broaden and deepen our understanding."Testimonies seldom come as dramatic manifestations but as quiet, reassuring feelings, Elder Packer said.