Who best utilized the town hall format?

Webb: Both candidates were comfortable and cool throughout the debate. Sen. John McCain had a little more fun, using humor more effectively and addressing the audience more directly. The debate wasn't as free-ranging and unpredictable as it should have been because the moderator selected questions from hundreds submitted that were very standard on just a handful of well-rehearsed issues. Neither candidate was surprised by any of the issues, and we didn't get to see them spontaneously respond to off-the-wall questions.

Pignanelli: Last week, McCain promised to take the gloves off and "take on" Sen. Barack Obama. When the gloves came off, bare knuckles were not exposed, but rather two wads of soft cotton candy. McCain demonstrated unusual energy but did not offer any great distinctions from the Illinois senator. His constant harping about earmarks has moved from irrelevant to annoying. Obama consistently exuded calm, confidence and an articulate demeanor expected of a president.

Who succeeded in addressing the economic turmoil?

Webb: McCain tossed in a surprise by pledging to stabilize the housing market through a partial buy-down of mortgages, helping people who owe more than their homes are worth. I'm not sure most viewers understood the proposal. Overall, I trusted McCain over Obama in dealing with the current financial crisis. McCain quite effectively criticized Obama for his campaign contributions from Fannie Mae.

Pignanelli: McCain failed to expand on his novel concept on a federal mortgage program and allowed Obama to personalize the suffering of Americans.

Who articulated the better foreign policy?

Pignanelli: With the stock market in the trash, who cares? Both offered the same rhetoric regarding Iraq, Iran, Israel, Pakistan, etc. McCain lost the opportunity to sound Reaganesque by labeling Russia an "evil empire." Last night's discussion on this topic will not drive voters in either direction

Webb: As usual, McCain demonstrated better instincts and far superior experience to deal with America's enemies and friends abroad.

Who committed errors?

Webb: No major gaffes by either candidate.