However, the bureau goes on to say about 294,000 moonlighters work full time at both jobs. I can't imagine trying to do that. I'm barely able to get enough rest to manage working one job and fulfilling other family and personal responsibilities.

The Census Bureau also confirms that, as I wrote a few weeks ago, we're a nation of workaholics. Its statistics show that 28 percent of workers 16 and older work more than 40 hours a week, and 8 percent work 60 or more hours a week.

But at least you're mostly working "regular" shifts. The bureau said just 5 percent of workers are on the evening shift, which is defined as any time between 2 p.m. and midnight. Another 3 percent work the night shift, which is any time between 9 p.m. and 8 a.m.

I think many of them work here at the Deseret Morning News and at other newspapers around the country. Journalists are always burning the midnight oil.

Finally, the Census Bureau said the number of people who work at home is 5 million. I finished this column on my home computer, so I guess I can count myself among them, at least for the moment.

Whether you work days or nights, at home or in a cubicle, one job or two, my hat's off to you this weekend. I hope you have a great Labor Day and that you are ready to get back to your labors come Tuesday.

Especially you teachers out there!

If you have a financial question, please send it by e-mail to gkratz@desnews.com or by regular mail to the Deseret Morning News, P.O. Box 1257, Salt Lake City, UT 84110.

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E-mail: gkratz@desnews.com